Recently, the cousin's mom passed away. She was 90. Her Dad is still alive and well and not sure his age, but around 90. So during a conversation today, cousin made mention that her Dad's checking account has been frozen. So who does this .....social security ? I can understand part of the account, but why all the money frozen ? So in our household, we have two checking accounts. His SS and pension, goes into the primary one, and my SS goes into the second account. I did this a few years, because of some advice from our bank. So now I am thinking if something happens to my husband, then my account should be safe and I would have some money to continue on with till the SS gets things straightened around.