What's the Greatest Threat to your Homestead?

Discussion in 'Homesteading Questions' started by texican, Jun 14, 2006.

  1. texican

    texican Well-Known Member

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    Pretty simple question. What's the greatest threat to your homestead?

    I've fought some mighty battles, against neighbors, the county, the taxman, and have come out ahead most of the time... by the neighbors own actions, *and I'm speaking of the bad neighbors* they have lost the rights to ever hook up to the grid...electricity, phones, gas lines... The County tried to make my road a county road, open to anyone that wanted to drive down it... The Taxman wanted more than I could pay, so I protested and threatened to turn it into scrubland, and they relented and gave me a 60% reduction... Development threatened me about 7 years ago... I stood up and wouldn't relent... now my land surrounds a development on two sides (this is the place that's charging between 70 to 500K for lots)...and I had to have quite a few 'discussions' with the developers, and some with the taxing authorities, to insure that my taxes wouldn't match the millionaires next door....(half mile away, and that's too dang close)...

    My greatest threat now is insects... I can't stop pine beetles from infecting and killing my trees. If they hit my plantation, a major portion of my retirement income would be put at risk.... (I can imagine someone thinking "oh, look, he's afraid of a rice grain sized insect!, and not afraid of grizzly bears"

    and following my 'lemonade from lemons outlook', I have barns bursting at the seams with disease/insect killed lumber...
     
  2. Jen H

    Jen H Well-Known Member

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    Right now, our biggest threat is the county trying to change the zoning out here to allow a big subdivision nearby. The people already living out here are pretty much in agreement that we don't want the zoning change. Absentee land owners are all for the change because that way they can sell more buildable lots (current zoning allows 1 house per 5 acres). Right now we're at a good ol standoff. We (the people living in this area) have told the county to expect a lawsuit if they push the zoning change through, the developer and absentee landowners have told the county to expect a lawsuit if they don't change the zoning. We'll see who the county is more afraid of.
     

  3. seedspreader

    seedspreader AFKA ZealYouthGuy

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    Overdevelopment, Overtaxation.
     
  4. marvella

    marvella Well-Known Member

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    potentially- advancing age and failing health.
     
  5. littledoe

    littledoe Well-Known Member

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    Gotta love the Texican :hobbyhors

    If I need a battle buddy, I'll call ya :)

    Oil and Gas are ONE of our biggest threats right now. It's hard to swallow when you realize that those who want your land can darn well have it with enough money and power. Mineral rights laws don't make ANY common sense to me.
    In Louisiana, rights revert back to the surface owner after something like ten or fifteen years. Not in Texas. Hell will freeze over before you can get them. Sure, you can buy them if they're selling, but that's hard on a poor girl like me. :Bawling: I know...poor, pitiful me, eh?

    Next, there's talk of counties and co-ops owning the very water under your feet. Things like putting meters on privately owned wells. :nono:

    At least I got to vote on that one. This time... Now, I'm just plain gripin' :grump:


    Malissa in Texas
     
  6. Spinner

    Spinner Well-Known Member

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    I don't feel like there are any threats here. I'm fairly sure I'll keep living just like I am until the day that I die, then I'll be buried in the southwest corner, so I'll still be here. LOL

    Seriously, tax is not a threat, zoning is not a threat, neither are absentee land owners. We used to have a few bears and some wild boar that came around, but I don't worry about them now that I have the Pyr's watching over things.

    Have you thought about finding a place further out, then break your old place up into lots and sell them off to buy the new place? Maybe you could come out way ahead of the game that way.
     
  7. michiganfarmer

    michiganfarmer Max Supporter

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    Ditto
     
  8. brosil

    brosil Well-Known Member Supporter

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    Bad neighbors followed by advancing age
     
  9. Cabin Fever

    Cabin Fever Life NRA Member since 1976 Supporter

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    I'll agree with overtaxation. We live on 40 acres of forest in the middle of Minnesota's Lake Country Vacationland. Development around us and on the lakes is causing land values to skyrocket. With escalating land values comes higher taxes. Our property tax has increased the maximum amount allowed by State law (15%) for the past several years. If this keeps up, we'll be taxed right off of our homestead.
     
  10. fordy

    fordy Well-Known Member

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    ....................Over taxiation................
    ....................Mortgage payments , Too high coupled with a job loss..........
    ....................Loose credit lending practice(s) by large institutions , Too developers who , then , pay exhorbitant property acquisition costs , then they borrow even more money for roads , utility's and sewer\water which means that as houses are built and sold the Teacher\student Ratio gets breached which means that new schools will have to be built which means that the Tax rate will be going .....UP....., and all the while the taxpayers have Had NO sayso except when their tax bill arrives , AND the developer has already purchased another piece of property in another county and will start the PROcess aLL over again , and SO it goes . fordy... :rolleyes:
     
  11. jnap31

    jnap31 garden guy

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    That is horrible what will they ever think of next...
    better not bring that to Arkansas I sure wont stand for it.
     
  12. jnap31

    jnap31 garden guy

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    fordy did you ever move to Wyoming like you were planning?
     
  13. fordy

    fordy Well-Known Member

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    .........Not Yet , I'm just about ready to put out my F\Sale sign . I've got a couple more things i want to correct then I'll be ready to negotiate . thanks for asking , fordy... :)
     
  14. bob clark

    bob clark A man's man

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    i would have to say escalating land price. no one gave me a second look ten years ago when it was worth $300.00/ac. now i have had to turn down 2500/ac twice

    its just a matter of time that the tax asseser will decide if i dont want to sell at that price that i should pay taxes at that level

    i should put it in the forest reserve program and all but eliminate the tax. it would tie it up but thats all i have been doing with the land so far any way
     
  15. Ramblin Wreck

    Ramblin Wreck Well-Known Member Supporter

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    Amen.
     
  16. Freeholder

    Freeholder Well-Known Member

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    My biggest threat is that when my grandmother dies (hopefully not for a long time yet, but she just turned 93) my daughter and I will have to find someplace else to live. I'm trying to get money saved up, but seem to keep having 'emergencies' that take my savings (car repairs and stuff like that). But I'm prepared to take a long camping trip if that's what it comes down to.

    Kathleen
     
  17. Jan Doling

    Jan Doling Well-Known Member

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    Escalating taxes (tripled since house was completed), humongous insurance premiums(due to hurricanes so it keeps rising, plus the deductable is nearly $4 grand now, with requirement for a separate flood insurance policy), wildfires, drought and homeowners' association forcing us to pave the roads, which will increase the taxes even more, not to mention put me in hock for the paving. I would not have bought this land if the roads were paved....I prefer Mayberry, RFD.
     
  18. frugalville

    frugalville Well-Known Member

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    Government.

    We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.

    ourselves and our Posterity.

    In this Republic (the antithesis of democracy), we are blessed in that the constabulary are the friends of each citizen; whereas in socialist/collectivist lands, the police/army are oppressors.

    It takes just a cursory survey of history to find that government (not a common criminal or an outside invader) is the thief that not uncommonly steals away liberty and denies its blessings to an individual.
     
  19. backwoods

    backwoods Well-Known Member

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    Ditto
     
  20. Txsteader

    Txsteader Well-Known Member

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    Ditto again.

    Will add that some of the dips moving out here think anything larger than a subdivision lot is public property for the public's enjoyment. Apparently 'private property' is a concept they don't understand :grump: