Someone posted earlier today (I think it was SpecialLady) about their son's response to the question "What if you won the lottery?" I think it was here in CF..... The answers from the boy were sweet and heartfelt (a finely raised boy I might add)...but the question started me thinking.... WHAT would I do? Yikes!!! So let's suppose you hit the lotto (not the Powerball - that's just too much to contemplate spending)....let's say you hit for $1,000,000. Question #1 - Would you take the lump sum? About $320K after taxes...or would you take the annuity? Question #2 - What would you really do with it? Well, here are my answers: #1 - I would take the lump sum (hey - who knows what the value of $$ will be in 20 years) #1 - Eliminate all our debt #2 - Find my nirvana property in Idaho and buy it cash money. Build my house, add my livestock and buy plenty of seed for spring. #3 - Ensure that my parents were comfortable for the rest of their days #4 - Take a walk down to the seediest part of town, stand on the corner and hand out $100 bills to the coldest, hungriest people I could find. I know that #4 sounds like a bit of a self serving charity - but my dad always said that this is what he would do if he could...just hand out cash to whoever he felt needed it most - and I've always liked the idea of being an anon benefactor..... Don't want any recog for it - just want to do it......and yes, I'm the silly woman who gives the guy at the on ramp to the interstate $1.00 NOT to wash my windows.... So what would you do?