What do you do when ......

Discussion in 'Homesteading Questions' started by Star In N.C., Apr 13, 2005.

  1. Star In N.C.

    Star In N.C. Well-Known Member

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    What do you do when you do not know what to do next? :bash:
    Can Not find job.
    Bills are high.
    Funds are Low.
    Selling on the net is not working.
    Trying to sell to friends they are in the same shape as I am in.
    Family I was born to will not help.
    :grump:
    What Do I DO NEXT??
    :bash:
     
  2. BamaSuzy

    BamaSuzy Well-Known Member

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    You just have to keep trying and know that eventually something WILL work out all right...what are you trying to sell....is there any way we can help with marketing strategies, etc?????

    Do you know how to play an instrument (so you could teach beginner lessons); do something like crochet or knit (so you could teach lessons); bake cakes or other goodies (to sell or teach others how to make them); would you be willing to run errands for older folks in your community such as buying groceries, going to the post office, etc.??? Would you be willing to clean houses? There's lots of ways to make money if you're willing to think think think....they may not be what you want to do permanently but they will sure help in a tight!
     

  3. comfortablynumb

    comfortablynumb Well-Known Member

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    if you have a truck collect scrap metal, iron and aluminum and mixed loads will make you (average 8 hour day) 50 bucks a day, some days more.

    hit up all your local auto repair shops for their discarded rims, brake rotors engine parts batteries and catyletic converters. take note when everyones trash day is and pick up any ACs and heavy appliabces you can find, along with the scrap steel & iron.
    and of course, every pop can you see.

    most garages will love you for lightening their dumpsters.
    i know your next question... why wouldnt they cash it all in themselves?
    quite simply, the few hours it takes to load haul and unload 1000 lbs of iron scrap for 4-6 bcks a 100 pounds isnt worth it to them.

    collecting iron alone you should be able to make at least 200 bucks a week. consider the other bits and pieces of other metals you find as "gas money"
     
  4. shadowwalker

    shadowwalker Well-Known Member

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    When this is over, and it will be. You will truely know your friends. shadowwalker
     
  5. silentcrow

    silentcrow Furry Without A Clue

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    True, scrapping isn't a bad idea. Last fall, just hauling a few loads with my little Ford Escape, we made over $300. The key is separating the metals. You get less for a mixed load. Also, don't leave out copper and brass...especially copper. We scrounged up old wiring, burned off the insulation, and took that in. It wasn't much, just a few 5 gal. buckets, but it made money!. Keep your eyes open for old buildings being torn down...you may be able to get some scrap that way. We were able to get ahold of old window and screen frames...all aluminum.
     
  6. Freeholder

    Freeholder Well-Known Member

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    You said your bills are high -- have you done everything possible to eliminate or at least reduce the bills? Can you move to a smaller place (hard, I know, if you own your house)? It's amazing how little we actually NEED, of all the stuff we *think* we need. If you can keep any cash coming in at all, and reduce expenses, it will help make ends meet.

    Kathleen
     
  7. Star In N.C.

    Star In N.C. Well-Known Member

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    BamaSuzy
    I am trying to sell books, dolls, stuff toys, clothes.
    I wish I knew how to play an instrument. I can cook but sometimes it does not turn out very well. I have never thought of (run errands for older folks in your community such as buying groceries, going to the post office, etc.??? )
    My house keeping likes a LOT to be desired. :no:

    comfortablynumb
    A lot of people here picks up cans.And hauls off metal.

    shadowwalker
    I already know my best friend and they sit at these computers trying to help a half crazied woman from driving herself nut.

    BlueJuniperFarm
    My morgage is less then 250 dollars a month.
    My high bills are credit cards that I used as cruches when things started going south now they are the major debt factor.
     
  8. woodsrunner

    woodsrunner Well-Known Member

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    It's a secret
    A little over two years ago I found myself between jobs. I made myself available to a local catering business on call. It wasn't much, but, they did call me once or twice a week. This catering business was a sideline to a restauraunt that catered to an elderly female clientel. I printed up cards on my computer saying I would do yard work, clean garages and basements or other odd jobs. I got the restauraunt owners permission to post a small poster with some of my cards at her cash register. I was able to keep myself going for three months doing that. You'd be amazed at the stuff people will pay you to haul away. There is a beautiful 100 yr old walnut china cabinet in my dining room right now. I've turned down $650.00 from an antique dealer for it. I charged someone $75.00 to clean out a garage and haul it away. Of course I had to haul away alot of real junk too.

    You might be suprised how much work is out there, if you don't try to make a lifetime carreer out of it. Most small businesses have one time odd jobs to be done. They can't justify using thier skilled help to do it, and they can't justify hiring an employee to do it. I also found that most small businesses didn't even blink at $10-$12 an hour for work done under those terms.
     
  9. Dave

    Dave Well-Known Member

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    You are in much better shape than you think with a $250 mortgage. The average person pays quite a bit more.

    If you haven't already screwed up your credit, transfer it all over to lower interest. Many credit card companies are offing 0% balance transfers for up to a year, but you need to have decent credit to qualify. Don't let it get worse otherwise your creditors will start raising your rates to crazy levels and then you'll be in even deeper. Just one late payment can give them a reason. Hopefully you now realize how bad of an idea it is to live off of credit cards.

    Selling on the net and/or starting your own business are much harder than finding a job. Jobs can be found anywhere if you look hard enough. Even a part-time job or two or three. I'd devote your time to finding a job instead of things that aren't making it for you. You could always try selling on the net, etc after you find a job to support starting up your ventures.
     
  10. Jenn

    Jenn Well-Known Member Supporter

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    HAve you quit smoking and stopped tobacco/liquor purchase if you ever partook of those things? Are you using up the things if any in your freezer and pantry and reducing grocery costs? Is it time to talk to the state or county about food stamps etc? Pride is good, hunger is not.

    Have you talked to a credit counselour (non-prof agency not a loan compANy) about requesting your creditors accept lower payments on a longer repayment plan? Careful, once you do this it'll be hard to get mroe credit I expect, might cause rates to rise, I don't know.
     
  11. Jena

    Jena Well-Known Member

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    Go see a consumer credit couselor and get those bills reduced. They will come up with a payment plan that you can do.

    Have you taken any job that comes along? More than once, I've had to take a less-than-desirable position, but once working, more opportunities show up.

    Have you tried work at home jobs? Go to http://www.wahm.com/ and check out the job listings and companies that usually hire. I'm waiting for my second check from working at home....$379 for two weeks. Not exactly a living wage, but I made that fitting in the hours between the other stuff I do....and I just got started with this less than a month ago.

    Jena
     
  12. Terri

    Terri Singletree & Weight Loss & Permaculture Moderator Staff Member Supporter

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    Do you have a tiller?

    I am thinking of a "Have Tiller, Will Travel" sign at the grocery stores. Also, advertize your house-sitting and plant-watering services for people going on vacation.

    For me, when I was in that fix, I just kept looking and praying. When I got a job (finally!) I had a credit card debt and only $25 left in savings. Not much in checking, either.

    As for the credit cards, the low-interest rate ones tend to have a larger minimum payment, so ask about this before you do a balance transfer.

    Just keep plugging away, and I really hope that something breaks loose for you.
     
  13. Madame

    Madame Well-Known Member Supporter

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  14. barefootfarmer

    barefootfarmer Member

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    what to do next? Do what is in front of you. minute by minute, step by step, one at a time.
    Could you describe the skills, talents you have
    Do you own tools and know how to use them? (saws, sewing machines etc)
    describe the town where you live and the population
    what are your hobbies?
    with just this little bit of information I am sure we can all come up with some more fabulous ideas. I know I could
     
  15. nodak3

    nodak3 Well-Known Member Supporter

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    Go to job service every day and be willing to accept day labor. My grandad did that for 7 years to stay afloat between jobs. Dad did it for over 2. It is tough in some ways, but fun and interesting in others. You may help unload a truck one day, load a u haul the next, sell silk flowers the next, etc. Post your willingness for day labor every where you can--at the market, the gas station, whereever will allow it. Lot's of folks need someone for a few hours or a day. Also, have job service check out of state jobs for you--some will pay moving benefits.
     
  16. designer

    designer Well-Known Member

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    I would love to hear more about this, what type of work at home is legit. I looked at the list, looks like allot of computer programming kind of work. Anyone else do this successfully? What do you do? With or without college degree?
     
  17. tamilee

    tamilee Well-Known Member

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    Hi Star:
    Sorry about the trouble you have been experiencing. I have been where you are MANY times. My husband is self-employed. We have been married for 25 years. Neither of us has held a regular job for more than 3 of the 25 years. I DO NOT mean to sound holier than thou but as I said I have lived this for awhile. WE too had large credit card debit, we have a disabled child and when that child needed medicine or had to go to a specialist hUNDREDS of miles away we did what we had to do to survive. But the credit card became a way to get what we wanted without having to wait and over time we did NOT use it just for absolute necessities. I used to lay awake at night and worry about debt. Finally I realized what had to be done. I got a job and worked for three years to pay off that debt. I didn't buy new clothes, I did my hair myself, we continued raising and harvesting as much food as possible and heated our home with a woodstove. We only bought necessities. It was NOT easy, but I was proud when I cut up those credit cards and FINALLY received a ZERO balance and closed out the accounts. Now I'm at home, my husband sells what he produces with his own hands and we don't work for other people. We still have lean times but I have learned to trust God. When I start to worry I get away by myself and tell The Father that this is more than I can handle and I ask Him to give me wisdom in dealing with the situation and He does. When the taxes are due and I don't have a dime I pray "Alright Father, I'm not going to worry, I give this to you, make a way. He does. I've learned to trust in Him and be as wise and frugal in handling what ever finances I do have. Also, I have found that giving and helping someone else in need (Not taking food out of my family's mouth, they are my FIRST God given priority) insures that I always have more than enough for myself and my family when it comes to food and clothing. I pray that The Father blesses you with His guidance and meets your every need.
    Like I said at the start, I don't mean to cause offense but if I have I apologize.
    Have a blessed day;
    tamilee
     
  18. patarini

    patarini Well-Known Member

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    Been there a lot it seems -- scrap metal, clean garages -- then sell the scrap metal! LOL Walk the roads for cans when nothing else is going on! Put an ad at Ryder truck offer to drive the truck for the customer! Get in touch with a big trucking co, have them pay for your cdl, drive a year and pay off bills! Catch a lot of fish for dinner! Thats about my best guesses -- good luck!
     
  19. Dave

    Dave Well-Known Member

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    I would advise against going to a credit counselor. Most of them do more damage than is needed and that damage will stay with you a long time. Not a one of them do anything you couldn't do yourself. Unless you've already gone into collections, the last thing you want to do is close accounts and negotiate payoffs. The so-called non-profit agency CCC is just as bad as the others.

    Sure, they'll probably lower your payments, but at what cost? Don't be pennywise/pound-foolish.

    Once you start closing accounts, you've closed the door to remedies that can get you out of this trouble without hurting your credit. Closing accounts won't erase the debt, stop interest, or keep the bill collectors away. A paid and/or negotiated chargeoff is just as bad as an unpaid chargeoff in credit scoring and either will burden you for a long time. If you're on the edge with credit debt, the last thing you want to do is start closing accounts or looking to negotiate a chargeoff. When you find yourself in a hole, stop digging.
     
  20. Kenneth in NC

    Kenneth in NC Well-Known Member

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    Dave beat me to it. Forget the CCC and other credit counselors. I tried that and ended in bankruptsy. :no:

    List your abilities and maybe we can match a non traditional way to use them to make money.

    DW says hope things improve. Me too. :D


    Kenneth