Not sure what you want to do? If you are moving money from one acct that you own to another acct in a diff bank , just write a check on the one bank and deposit in the other. If you want to do it quicker, usually call the bank you plan on transfering the funds to and ask them what you need to do. They will often times let you talk to the other bank and make arrangements on the phone if your name is on both accts.
so I could write a check to myself and deposit that in bank 2? Sorry to be so confusing. If The bank I needed to move money from wasn't far away I'd just go get it
they want to charge $$ to do a transfer. Which is why I was trying to figure a way around it.
Correct, just write a check to yourself from bank #1 and deposit it to bank #2. I do this all the time, I have a money market account with direct deposit and transfer to my regular checking account via check. Both accounts are free, money transfer would cost.
If you want immediate credit for the transfer, be sure to ask the bank that you are depositing to what, if any, type of hold they will put on the funds. If it's a small town bank and the folks there know you real well (ie. you're a long time customer in good standing) then there probably won't be a hold on the funds. Otherwise, there may be a wait for the check to clear before the funds are available.
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