It's been a real bad year for my business and I find myself without the cash to cover my family's health insurance for the next quarter. Anybody that's been in this situation before have any advise? Should I "pay" for it with a credit card? Our debt is currently just barely manageable. I'm confident business will pick up and I'll be able to pay it off in the not-to-distant future, but I'd hate to find out I'm wrong. What's worse -- credit card debt or letting our health insurance lapse for a time? Is it harder to get insurance later if we let it lapse? We're all healthy but it only takes one accident to turn that around.