We want to get an equity loan on our current home and take that money to buy our homestead. We've been fixing this place up so our appraisal will be as high as possible. It's a 2 bedroom house with attached garage. We are trying to decide if we should leave the garage as it is, or convert a third bedroom? My quesiton is, what would get us the most appraisal "points". A 3 br house with more sq footage and no garage, or the 2 br with garage? Would the points increase be worth the bother?