Was looking throught he local equipment trader and there was an ad for a 35HP 2WD tractor,trailer,bush hog,auger and some other equipment for about $14,000($500down,$190/month). This is a Massey Ferguson(I believe) design built in India and would seem to fit our (future) needs quite well. It would be a new tractor of an older design so 'should' be relatively reliable but is of course quite a bit more money than we wanted to spend...although it is spread out over 5 years. What would be available for this sort of money WITH the ability to pay over time? The other option is a much older tractor for around $5,000 and then buy equipment as we can.