This is something that I belive could work. Seven families under the direction of a finacial councilor, place all thier debt out on the table.Homes, vehicles taxes, utilites,everything. As a group that comes together monthly you would get to know each other and provide a network of friends as well support for the venture. Take the smallest debt and pay it off. That famiy now has one less debt. Go to the next debt and pay it off. One less debt. The families are not allowed to assume new debt while under the plan. This wiil of course take several years for all the families to come out of the hole. Seven or less I think. Why seven well you wil have to look that up. Is this scriptural? I can not quote verses but I belive this would work. Any thoughts on how to tune it up?