We are trying to find a major medical policy, just something which would pay the majority of the bill if we were in a serious accident of became chronically ill. We can pay our own incidental doctor bills and buy meds for the most part out of pocket, cause we are healthy. At least for now. Just want something which would prevent us from losing our home and our life's income if we wound up with a BIG medical bill.
*Can* you lose your home over a medical bill? I have heard som many conflicting stories on this. I even worked for years IN hospitals and I have been told you can't.
I have not found anything I can afford. I looked at them maybe a year ago and the premiums have DOUBLED since then on all the policies I can find. I looked at MediShare and last year it would have cost us $167 for the family and now it's almost $350/month for the same plan. Same with BC/BS and others...they start at about that and go up to well over $1,000/month.
Do any of you have major medical for self-employed or small businesses that does NOT cost this much?
Anybody got another plan for not losing our butts if something major were to happen??? I'm just not paying thousands and thousands of dollars year after year just in case something were to happen. You get medical treatment no matter whether you're insured or not...and your bill can be paid by indigent funds through the hospital...and if you were sick enough not to be able to work, Medicaid would cover it...
Do you know where I'm going with this? What do you think?
*Can* you lose your home over a medical bill? I have heard som many conflicting stories on this. I even worked for years IN hospitals and I have been told you can't.
I have not found anything I can afford. I looked at them maybe a year ago and the premiums have DOUBLED since then on all the policies I can find. I looked at MediShare and last year it would have cost us $167 for the family and now it's almost $350/month for the same plan. Same with BC/BS and others...they start at about that and go up to well over $1,000/month.
Do any of you have major medical for self-employed or small businesses that does NOT cost this much?
Anybody got another plan for not losing our butts if something major were to happen??? I'm just not paying thousands and thousands of dollars year after year just in case something were to happen. You get medical treatment no matter whether you're insured or not...and your bill can be paid by indigent funds through the hospital...and if you were sick enough not to be able to work, Medicaid would cover it...
Do you know where I'm going with this? What do you think?