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Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
 

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There is no issue with insurance coverage. They will continue with Parts A and B. The supplemental is a whole different coverage. If you get refused the supplemental you still have your Part A/B or Advantage plan.
 

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"providers can make you medically qualify to be a subscriber". Nevada, I do not understand. Please explain "medically qualify" in this statement.
If you are switching from a Medicare Advantage plan to traditional Medicare, Medicare Supplement providers can ask health questions and turn you down if you have certain pre-existing conditions.
 

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Discussion Starter · #105 ·
Medicare Advantage and a Supplemental Plan are two different animals.
Advantage absolutely sucks. Having a supplemental plan is absolutely necessary unless you have very deep pockets.

Folks - if you are approaching retirement, please talk to Medicare experts before making any decisions. There are many “senior centers “ that will do this for free.
There are also insurance representatives that will try to talk you into their plan too.
Good idea about the senior center. I'll go visit the one in town, see what they have to say about the situation.
 
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