[Alice In TX/MO]

If you don’t sign up when you are eligible, and choose to sign up later, as life’s circumstances change, there are financial penalties. (My understanding from a few years ago.)

 

[Alice In TX/MO]

Pony, What happens after hubby retires and you both need some sort of coverage?

 

[Alice In TX/MO]

Not everyone HAS a paycheck all the way to age 65.

 

[Alice In TX/MO]

I understand, but what is the benefit of hesitation?

 

[Alice In TX/MO]

But when you DO need it, the cost will be significantly higher. Correct?

 

[Alice In TX/MO]

Planning not to need health insurance is fine as long as you also plan to die in pain after a car accident caused by a drunk driver, suffer for months or years with brain damage from a stroke, or forgo cancer treatment.

I wish you all the best, but I know too many folks who have needed healthcare later in life to make the decision that you are.