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Discussion Starter · #1 ·
There is a snotty little adolescent living in my head. Today, she had quite the response to the mail I received from Socialist Insecurity regarding my impending birthday and Medicare sign up.

I'm on DH's insurance, and it is very good insurance. I certainly don't need to fork over $170/month for Part B.

I don't think I need Part A, either.

Called SSA and lost an hour and 9 minutes of my life to talk to someone who is obviously on meth. Talked faster than someone who had 3 triple shot lattes. The gist of his response to me was, "Sign up for Part A. It don't cost nuthin', and you don't have to use it."

So why do I have to sign up for it? Is it mandatory?

"Yes, it is."

No, it's not. Somewhere along the line, it appears that B becomes mandatory, but WTAH? WHY?

So now I am debating whether to sign up for A while declining B, or to fill out the special form Mr Brilliant at the SSA emailed to me, excusing me (for now) from applying for Part A.

I just resent the repeated financial rape of Medicare and all its "perks" that are foisted upon us.
 

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Discussion Starter · #41 ·
Thanks so much for the respomses!!

Will have to contact DH's employer next week. Problem there is, the woman who did the insurance walked off the job a couple of weeks ago. Guess she got tired of having to do her job, plus the job of the other woman who left almost a year ago.
 

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Discussion Starter · #56 ·
Have to say that it totally grates my cheese that they double, treble, and quadruple dip into my money.

Grrr....
 

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Discussion Starter · #61 ·
@Pony, you must realize you were paying into Medicare Part A from your paychecks. That's why it doesn't cost extra. Part B is optional and up to you on whether you want to accept it or not. That's the one that comes out of your SS each month.
But Part B is NOT optional. If you don't take it, you are penalized. And they'll hijack your SS check for the Part B funding.

In fact, from what I am reading so far, if you don't take Medicare at a certain point, they'll just withhold your SS check. And we are all essentially held at gunpoint to contribute to Medicare, just like taxes and every other line item the parasitic "elite" bleed off from those who actually work for a living.

Land of the free? I don't think so.
 

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Discussion Starter · #81 ·
Part B is absolutely optional. You make the choice to have it or not. If you don't choose to have it until a later time then you're penalized. That was your choice knowing the penalty would happen for late sign up.

I don't know where in the heck you got they'll withhold your SS. They don't. Can't legally do so since you paid into it.
And I don't know where the heck you say that Part is "absolutely optional." From what I read, you can put it off, but you can't decline it unless you're paying for insurance somewhere else.

We don't use prescription pharmaceuticals if we can help it. If we absolutely had to, we'd pay out of pocket for it. We budget accordingly.

What it boils down to, and as others have observed, this is not "optional," and the way they force it is unconstitutional. If any other entity did it, they'd be looking at RICO charges.

It rankles to be forced to be forced to do anything. The government isn't supposed to be in business of any kind, certainly not in the insurance business. There are plenty of insurance companies out there.
 
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Discussion Starter · #84 ·
Now I am thoroughly confused.

I thought you had to have Part A to get Part B.

The paper I got from Big Brother the government says I can/should sign up for A, but if I have insurance through DH's employer (I do) and his employer has more than 20 employees (they do), I can opt out of B for now.
 
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Discussion Starter · #105 ·
Medicare Advantage and a Supplemental Plan are two different animals.
Advantage absolutely sucks. Having a supplemental plan is absolutely necessary unless you have very deep pockets.

Folks - if you are approaching retirement, please talk to Medicare experts before making any decisions. There are many “senior centers “ that will do this for free.
There are also insurance representatives that will try to talk you into their plan too.
Good idea about the senior center. I'll go visit the one in town, see what they have to say about the situation.
 
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