Alice, I don't plan to ever need it. I'm not going to sign up and pay for a service I don't plan on using. If car insurance weren't mandatory I wouldn't have that, either. The best insurance is cognizance. Insurance wouldn't be such a massive racket, like state lotteries, if the house did not always win. What people like me and others object to is being forced to pay for a service we don't want. We're basically bitching about socialism, since that's what it boils down to. We're forced to pay into it so that the guy that eats Mcdonalds five days a week and rides a motorized scooter can get his cheap health insurance. The responsible healthy subsidize the irresponsible sick, and hence creates a burgeoning class of chronically sick people. The last few years have put health.co.gov in a blinding, florescent light which has exposed ugly nethers.
On a positive note, most people in western countries are literate, books are cheap and the Internet is here. Discrimination of the information is vitally important and comes with maturity.
There are people in "3rd world countries" who climb trees and ride their horses till they die one night in their sleep, somewhere between 90 and 100. There's a real problem here, in our "rich" nation, which won't be solved by looking out to conglomerates, but rather within.
