When we decided to buy a farm, we moved into a little old trailer on a rented lot. We lived mostly on my income and banked hubby's. Took us almost 4 years to find the place we wanted in our price range. The good thing about the wait is that we only had to borrow 1/2 of the asking price. Now our payment is low and we only have a few more years to go. We are now saving to purchase the 175 acres next to our 90 acres.