How to find out if someone has declared bankruptcy

Discussion in 'Homesteading Questions' started by watcher, Apr 25, 2013.

  1. watcher

    watcher de oppresso liber

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    Short and to the point. Does anyone know how to find out if a person has declared bankruptcy in Missouri?
     
  2. Danaus29

    Danaus29 Well-Known Member Supporter

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    It should be a matter of public record. You might try checking the county records where the person lives.
     

  3. AngieM2

    AngieM2 Big Front Porch advocate Supporter

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    check their name online probate court records. Or you may have to go to the court house to find out. But most places you can get to the probate court online and find out all sorts of things.
     
  4. mekasmom

    mekasmom Well-Known Member Supporter

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    Wouldn't running a credit check show it?

    And if you are a creditor to them, you should get the papers in the mail for the bankruptcy hearing.
     
  5. watcher

    watcher de oppresso liber

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    The probate court handles it? I only think of them dealing with estates after a death.
     
  6. Danaus29

    Danaus29 Well-Known Member Supporter

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    Far as I know that's only if you are listed as being a creditor. Sometimes people "forget" or they declare bankruptcy for only debts that are on the books. If a creditor is not listed they are not supposed to be included in the bankruptcy resolution. Those debts are not supposed to be dismissed or renegotiated.
     
  7. Danaus29

    Danaus29 Well-Known Member Supporter

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  8. salmonslayer

    salmonslayer Well-Known Member Supporter

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  9. dkhern

    dkhern Well-Known Member

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    there should be a public anouncement like in the back of newspapers. this is so people who are creditors but not listed can be notified and then they can file a claim. whitout being listed as creditor or filing a claim if you are a creditor you are outta of luck.
     
  10. watcher

    watcher de oppresso liber

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    Thanks. Found him there just have to figure out what the legalize and codes mean.
     
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  11. geo in mi

    geo in mi Well-Known Member Supporter

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    Is there a compelling reason why you don't simply ask that person?

    geo
     
  12. COWS

    COWS Well-Known Member

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    Lawyers can find out. Amusing story: We bought some property from some siblings. We'll call the man John Smith, he had a common name but that's not it. My lawyer aske if he had ever gone into bankruptcy. I doubted it and said so and asked what was there to be done. Lawyer just said he would have to sign a statement saying he hadn't been in bankruptcy, which is what happened. At the closing the lawyer asked "John Smith" if he was the one that had been in bankruptcy. "John" replied that, no, they had always been too poor to go through bankruptcy. Lot of truth in that.

    COWS
     
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  13. Nature_Lover

    Nature_Lover Well-Known Member

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  14. Robotron

    Robotron Well-Known Member

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    Bankruptcy is handled on the federal level. There will be a record at the courthouse and what bankruptcy was filed and if it was discharged. They will also be on the credit report for ten years from date of discharge. Chapter 7 is complete dissolution of debt and chapter 13 is reorganization of debt with some repayment over a short period of time. If your not a secured lender then most likely sol. If you were not notified by the court then the debt is still valid. Not a lawyer but have been through this on both sides. It sucks.
     
  15. uncle Will in In.

    uncle Will in In. Well-Known Member Supporter

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    You could sell them something and accept a check for the pay.