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Dave Ramsey suggests $75 per car per month into a savings fund earmarked "auto maintenance" for regular maintenance and unexpected repairs. We also have a new cat fund that I put in whenever I can for when we need to buy another , cash, never a payment.

Actually, we have several funds we contribute to monthly , home maintenance is suggested to be 1% of the value of your he, we have a general gifts fund and a Christmas fund, and several things I'm saving up for that I can. Toss 1 or 2 bucks in a week. Like a new mattress and a new PlayStation.
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