you have only 11 acres. I should say we wanted to refiance for a fixed rate. When we bought they only did residental or mega farms, no in between. Well, it was our bank and dumb us should have checked it out more. Now we want to get a fixed rate, but a residental is less than 5 acres and us at 11 acres isn't something you can make a living off of, so they think. Well, it is too small to get an ag loan. Now we are looking at finding a private person to do this or go with another bank who will do a seven year loan fixed, but than it can go up after 7 years. Any advice? We heard that banks just don't see the value in substainable farming or if you farm you will go down in the books. We see differently with direct marketing.