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Discussion Starter #1
Has anyone heard of this?
Farmers (!) Insurance said due to its remote location it was at risk for theft and they wouldn't insure it.
 

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No I have never heard of this. I suppose if you lived at the end of some desolate road in some desolate area it would be a concern. Like interior Alaska. So if your home was nestled between two crack houses in an urban setting would they also not insure it? I would bet they would. Seems that their actuaries might need a refresher course.

Typically, you can not get insurance for fire-related issues.
 

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And they call themselves "Farmers" Insurance. What a joke. I was with FI for many years and they finally tightened the rules governing rural houses several years ago. My agent was POed about that and encouraged me to send a sarcastic letter to them. I just switched companies.
 

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Discussion Starter #6
No I have never heard of this. I suppose if you lived at the end of some desolate road in some desolate area it would be a concern. Like interior Alaska. So if your home was nestled between two crack houses in an urban setting would they also not insure it? I would bet they would. Seems that their actuaries might need a refresher course.

Typically, you can not get insurance for fire-related issues.
I hadn't considered the urban situation. I wonder if rural people are considered a class of people.
 

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Discussion Starter #7
And they call themselves "Farmers" Insurance. What a joke. I was with FI for many years and they finally tightened the rules governing rural houses several years ago. My agent was POed about that and encouraged me to send a sarcastic letter to them. I just switched companies.
To whom ?
 

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sure have, several years ago we had American family and were happy with it although had no clames and got a notice that do to us being out to far were being cancled,OK we went and got different insur. and a few years latter we got a letter from American family,it stated that they had restarted insuring farms and since I had been a valuied client they would take me back ! :catfight: NO THANKS
 

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You could also try Farm Bureau. State Farm wouldn't insure my house because it's old and I was in the process of remodeling at the time, so I had to switch to Farm Bureau.
 
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