Start at your local bank or credit union. Many states offer special mortgage programs for first time buyers or low income buyers with steady employement and decent credit history.
jillianjiggs said:We're looking for a home loan. We've got okay credit (average for our age) and we're on a tight TIGHT budget for the time being. We're looking to get a fixer-upper or a modular home in the Sacramento area. Any ideas?
jillianjiggs said:We were qualified for this -
Amount Interest Rate Points APR Monthly Payment Loan Product
$89,000 7.75% 2.5% 7.75% $638 30 year fixed