We have had some biggie floods around here and I have a question on behalf of even a few electricians who honestly dont know the answer (how being electricians they dont, i dunno) ok, we got flood water... filled basements and first floors, service panels under water.... power still on, and when they pump the houses out often the lights are still on UNDER water. I was chatting with an electrician who was telling me about how he was drying out a house, he yanked the meter, was downstairs cleaning the panel and the power guy came by and put the meter BACK.... to which he told him to yank it they were drying the panel out. I ask em "why doesnt everyone get fried dead if the panels have power and they are under water? " well that stumped him... he and his buddy had various electician talk on why maybe it was so but no explinations... his bud said he didnt know why, in that situation the transformers wernt exploding from all the short cuircuts. another friend of mine is activly pumpling out basements and said it isnt at all unusual for the lights to be on under water, he doesnt know why no one is getting fried either... toss a hair dryer in a tub, you get boiled. submerge a live 200 amp service, and nothing happens, and the power remains flowing even under water. why? yes a lot of homes lose power, a lot of transformers have gone kerpowie... but whole towns here are submerged and A LOT of this power on/live panels/under water/ no electrocutions are being seen. standing in a foot of water, cleaning a live panel when they put the meter back in he should have been cooked to death... he wasnt, the lights were on and no one can explain why. I myself saw submerged lights on and people wading thru water not 25 feet away. there had to be a submerged HOT line nearby. explinations??? ive seen news stories here of downed power lines and people getting killed stepping out of their cars on wet pavement.... so hot lines near water = dead meat but.. not always?? this is a real quizzer..