We've been searching for a construction loan to build a house. We've been told that they can't finance owner builders and will only finance if we have a house builder build our house. We were also told that we have to have the construction done in one year. We are hoping we have enough equity to take out the equity and not get a construction loan but if it doesn't work out is there someone who finances owner builds? Anyone have personal experience doing owner build financing? Thank You!!!