Chances are that you will not find anything. FHA and VA loans were assumable without qualifying until the mid 1980's. Most of those loans are now history. FHA and VA had such strict qualifying standards for land over 1 acre and not part of a subdivision that finding land that qualified would be like finding a needle in a haystack so to speak. Most land is financed with conventional financing or owner financing. Those loans can be assumed with qualifying. If you have to qualify, then why not go with a new loan? Interest rates are the lowest they have been in 40 years. The real estate market is still quite hot and therefore, you won't find very many foreclosures or sellers desparate----------but should interest rates go up, that will probably change.
They're pretty much gone for now, regardless of the type/size of property you're looking at. Part of the reason is that so many people defaulted on the assumptions and when they do, the original VA person (for example) could no longer use the loan guarantee on another property.
A forum community dedicated to living sustainably and self sufficiently. Come join the discussion about livestock, farming, gardening, DIY projects, hobbies, recipes, styles, reviews, accessories, classifieds, and more!