I have no experience with them.
I believe your lifestyle and their business practices will not mesh well at all, and you will not be doing business with each other.
Be careful in understanding what they are doing, asking for, and getting signed up. Their goal is to make a big loan, secured by as much of you as rapt hey can get signed up, and then add as many fees as they possibly can.
A local bank has to be in the community, and can't tick off too many people and stay in business.
Not so with these.they will find people all across the country, and don't need to play nice or honest at all, they do not live in the neighborhood.
Be careful.
Paul