I received a letter dated October 1st, 2013 from my insurance provider telling me that due to the ACA my current policy will no longer be offered and I must select a new policy when it run's out. This caused me to start research about what I may be able to get. Here is my findings! My current policy is very simple; 10k out of pocket deductible at which point my insurance kicks in at 100% coverage. I get 1 free physical per year for each family member and my wife get's a free mammogram each year. We are 46-male, 50-female, 17-female, and 14-male. This policy costs me $320.00 per month. Simple, effective, affordable. My personal family of 4 bill will go from $320.00 per month to a minimum of: $663.80 per month - this is based upon a BRONZE plan on the Colorado Exchange. South Carolina does not have it's own exchange and must use the Federal Exchange so my actual bill will probably be different - from what I see BRONZE will be 914.41 per month for me in South Carolina. So my least expensive option will more than double to almost triple!!! Note the Bronze plan only pays 60% of your projected expenses!!!! There is NOTHING AFFORDABLE ABOUT THIS! A calculator I used http://kff.org/interactive/subsidy-calculator/ output THIS for my family in South Carolina: Silver Plan Unsubsidized annual health insurance premium in 2014: $12,748 Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy: None Amount you pay for the premium: $12,748 per year You could receive a government tax credit subsidy of up to: $0 (which covers 0% of the overall premium) Bronze Plan The premium amounts above are based on a Silver plan. You could purchase other levels of coverage, such as a Gold plan (which would be more comprehensive) or a Bronze plan (which would be less comprehensive). For example, you could enroll in a Bronze plan for about $10,973 per year. For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a Silver plan. Out of Pocket Costs Your out-of-pocket maximum for a Silver plan (not including the premium) can be no more than $12,700. Whether you reach this maximum level will depend on the amount of health care services you use. Currently, about one in four people use no health care services in any given year. A Silver plan has an actuarial value of 70%. This means that for all enrollees in a typical population, the plan will pay for 70% of expenses in total for covered benefits, with enrollees responsible for the rest. If you choose to enroll in a Bronze plan, the actuarial value will be 60%, meaning your out-of-pocket costs when you use services will likely be higher. Regardless of which level of coverage you choose, deductibles and copayments will vary from plan to plan, and out-of-pocket costs will depend on your health care expenses. Preventive services will be covered with no cost sharing required.