Interesting: Obamacare

davel745 · #1 10/27/13, 01:25 AM

I just read that some people who are in touch with there insurance company's were told that they already are enrolled in Obama care even though they never even went to the site. I don't have a link but I read it and then, went on and in a little while it sank in and I wanted to post it here. but cant find the link again. sigh. Interesting.

Tricky Grama · #2 10/27/13, 06:53 AM

Seems strange, huh. DH was notified by BC/BS that his would end 12/31. No mention of being inrolled...I'm wondering when we'll all realize that the folks who are registered "D" will all be fine & enrolled...those who are "R" will be fined. Heavily.

davel745 · #3 10/27/13, 07:37 AM

Quote:

Originally Posted by Tricky Grama

Seems strange, huh. DH was notified by BC/BS that his would end 12/31. No mention of being inrolled...I'm wondering when we'll all realize that the folks who are registered "D" will all be fine & enrolled...those who are "R" will be fined. Heavily.

Never thought of it like that.

kkbinco · #4 10/27/13, 07:47 AM

Quote:

Originally Posted by davel745

I just read that some people who are in touch with there insurance company's were told that they already are enrolled in Obama care even though they never even went to the site.

Maybe it was a scrambled translation that their insurance already met Obama's standards.

bowdonkey · #5 10/27/13, 09:28 AM

Quote:

Originally Posted by Tricky Grama

Seems strange, huh. DH was notified by BC/BS that his would end 12/31. No mention of being inrolled...I'm wondering when we'll all realize that the folks who are registered "D" will all be fine & enrolled...those who are "R" will be fined. Heavily.

Sounds like a winner to me. Will teach them to cave on issues of freedom. Right now the penalties are squat, I say ramp em way up. Give em some bite. And not just money but more freedom, like jail time. That shouldn't be to much of a bother come to think of it, most of them won't even notice it's gone.

Belfrybat · #6 10/27/13, 04:06 PM

I'm not sure I can say this in a way that will be understood, but there is no "Obamacare" in the sense that insurance is coming from the government (except for expanded Medicaid in those States that do that). ALL "Obamacare" insurance is through private insurance companies. If you don't have insurance, then you use the marketplace to buy insurance, but it comes through private insurance companies.

If you already have health insurance, you are covered--no need to go to the marketplace website -- and you will not have a fine since you have insurance.

I don't know where the myth came from that health insurance is going to be provided through anything other than private insurance companies. All the marketplace sites provide is a way to compare various insurance policies and purchase health insurance.

Some states did not set up a marketplace which is why the healthcare.gov site exists.
Those uninsured folks who live in states that set up their own marketplace go to that state's site to buy insurance. Again, all from private insurance companies, not the government.

Ozarks Tom · #7 10/27/13, 05:06 PM

Quote:

Originally Posted by Belfrybat

If you already have health insurance, you are covered--no need to go to the marketplace website -- and you will not have a fine since you have insurance.

That's true, if your a 60 year old woman with maternity coverage, and all the other bells and whistles required as "minimums".

Haven't you been reading about the nearly million people so far who have been cancelled because their plans don't meet ACA specifications?

I guess you believed obama when he said "if you like your healthcare insurance you can keep it". He lied.

davel745 · #8 10/27/13, 05:20 PM

Quote:

Originally Posted by kkbinco

Maybe it was a scrambled translation that their insurance already met Obama's standards.

It could likely be something that as I am super biased and have CRS. But the just was that they were shocked and upset that they weren't even notified.

Ambereyes · #9 10/27/13, 05:24 PM

I'm one of those people that had good private insurance . I received a letter stating I couldn't keep it after the end of the year . Insurance may be offered by private companies but Obamacare has definitely had a negative effect on what's available for responsible people not looking for a handout .

poppy · #10 10/27/13, 06:34 PM

As many of us predicted, this program will be a financial disaster. Articles out there, and on today's news, say over 80% of those signing up under the government website are being signed up for Medicaid in states that agreed to it. These are people who will pay nothing into the system but will be a huge drain. The Feds will stop paying for it and transfer the responsibility to the states. If you live in one of those states, be prepared to watch your taxes skyrocket.

davwil143 · #11 10/27/13, 06:54 PM

I'm disabled w/o insurance. Worked 30 years. And my thoughts are: Oppose big govt and socialism.

willow_girl · #12 10/27/13, 07:15 PM

Quote:

As many of us predicted, this program will be a financial disaster. Articles out there, and on today's news, say over 80% of those signing up under the government website are being signed up for Medicaid in states that agreed to it. These are people who will pay nothing into the system but will be a huge drain.

They already are ... the only difference is the federal government and eventually (perhaps) the states will be absorbing the cost of their care from now on instead of hospital emergency rooms and doctors.

arabian knight · #13 10/27/13, 07:36 PM

Quote:

Originally Posted by willow_girl

They already are ... the only difference is the federal government and eventually (perhaps) the states will be absorbing the cost of their care from now on instead of hospital emergency rooms and doctors.

Yes and with many states already in trouble, that could only men one thing. Even More states to go belly up when this Obamacare gets put on their shoulders.
Not good at all. Even if the feds kept the power and the expense that is not good either.

Classof66 · #14 10/27/13, 07:46 PM

Sad, I bet Hillary had a good plan years ago, and nobody gave her a chance.

arabian knight · #15 10/27/13, 07:56 PM

And this Obamacare is no better, in fact is worse but her plan of which the ACA was pandered after, is still bad, will be bad, and will not work.

Ann-NWIowa · #16 10/27/13, 08:13 PM

Private insurance under .gov control. Only certain policies allowed with set provisions. Only thing that seems to vary is amount you have to pay for the privilege of .gov being in control of your health care.

We already know Medicare funding has been slashed but we're still unsure what its going to mean to us. I'm hearing lower reimbursements and doctors refusing new Medicare patients and reduced/restricted hospitalization times.

arabian knight · #17 10/27/13, 08:28 PM

Quote:

Originally Posted by Belfrybat

I'm not sure I can say this in a way that will be understood, but there is no "Obamacare"

Because that IS precisely what it IS.
And THIS IS WHY.

Quote:

The October 1 launch of Obama's healthcare law, also known as Obamacare, has been marred by technical glitches and delays.

And still is. LOL
http://usnews.nbcnews.com/_news/2013...nectivity?lite

This is coming from NEWS agencies as well, not just from the right.

**Shrek** · #18 10/27/13, 10:23 PM

Whats really idiotic is that we already have healthcare for the non insured and it has been around about 70 years ever since the federally subsidized county general hospitals were established.

Even as many private healthcare corporations have monopolized huge medical districts often controlling hospitals in three or four adjoining counties, the general hospitals have remained just haven't been adequately updated with the times like that joke of a survivors burial benefit of $255 from SS.

The hospital that my doctor is associated with is a private non- general hospital in our area and has signs identifying it as such in the ER, main registration areas, etc.

The posting in the ER of it states their only responsibility in treating non insured patients is to stabilize them if needed before redirecting them to the county general hospital that is funded to care for the non insured.

If the government wants to stick their nose into healthcare, they should sniff around their existing outdated funded and stale general hospital program and get it up to date first.

where I want to · #19 10/27/13, 10:52 PM

I did read that people who haven't been able to use the Exchange have been calling insurers directly. If the insurer determines that they are not eligible for a subsidy, they enroll them directly. If they seem to be eligible for a subsidy, they are told to go through the exchanges later.

davel745 · #20 10/28/13, 05:11 AM

Quote:

Originally Posted by where I want to

I did read that people who haven't been able to use the Exchange have been calling insurers directly. If the insurer determines that they are not eligible for a subsidy, they enroll them directly. If they seem to be eligible for a subsidy, they are told to go through the exchanges later.

Thank you I know I read it somewhere.