Have any of you ever asked a bank for a small loan ($1,000)?

Oh, texican, if I were 30 or 40 years younger and full of spit and vinegar as I was then, I would try it. I think about climbing a ladder now and I go all shakey. One of the things I regret not buying when I was working and had money is one of those lift things. You've seen them, like a scissor lift with the platform on top. I could have put my own siding on the house with that.

mekasmom, it used to be that easy to get a loan, before things got crazy. Way back in 1980, I decided I wanted a motorcycle. Went to Smith Brothers and picked one out, a Kawasaki. I had $900. in my checking account and the bike cost $1800. I went to the bank I was using at that time and told the loan officer I wanted to borrow $900 to buy the motorcycle, that I had half the amount already.

He said "Go buy it". I said I can't, I don't have but half the amount, and if I write them a check, it will not be good. Again he said "Go buy it". I looked at him sort of "huh?". He said don't worry, the money will be in your account, go on and buy the motorcycle. It was, and I did. I'm sure there was paperwork, but I don't remember it.

Anyhow, that's how simple things used to be. Never had a hassle getting the money to buy a car, either.

That bank, incidentally, changed hands several times since then, each time getting worse. It is now BB&T and I wouldn't do business with them for anything. In those days of yore, the bankers knew everyone in town, the tellers knew you, and I believe it was a lot better.

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Can Opener Red Alert!!

Jim,

The real doo doo bird is extinct and only lived in Madagascar in the Indian Ocean.

Bob

If you put a metal roof over shingles, should you prepare for the possible additional cost of tearing off shingles and bolstering up the current roof? OP, you might ask your roof guy if you'll need new gutters. A fellow HTer told me that her family's roofer suggested installing new, bigger gutters at the same time. Since they didn't want to spend the extra money they didn't buy them. Didn't take them long to figure out why the roofer suggested new gutters. The gutters they had just couldn't handle the run off from the metal roof.

We have a small house and our roof really, really needs to be replaced. The roofer estimated it'd cost somewhere in the neighborhood of $5000. After that estimate we didn't have the guts to ask about a metal roof. I'd have fainted dead away. The house is under 1200 sq ft and has the typical pitched roof.

Why do metal roofs cost so much? I figure materials cost more but would think labor would be less. Am I wrong?

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Moms don't look at things like normal people.
-----DD

Corrugated metal is very competitive with asphalt shingles, especially if you consider its much longer lifespan. It's all the fancy metal roofing that gets expensive.

UPDATE: My brother has said he will help me with the money, so I won't need to go to any bank or loan company after all. YAY!

Now, to get up there in the crawlspace and look at the underside of the wood for my self to see its condition.

Thanks everyone for your contribution to the thread. Will keep posting updates.

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Can Opener Red Alert!!