Health Insurance 4 the Homesteader??

HDRider · #41 08/23/11, 10:15 AM

Insurance can be tricky. The insurance companies write contracts in a way that might not cover what you want.

Cheap usually means it covers little to nothing that you care about.

Obviously, preexisting conditions make insurance expensive or worse, impossible to afford or even get.

Read the policy VERY carefully, and then read it again and then take it to a lawyer (I know a lot of lawyers jokes too, and they do cost money). Talk to the lawyer about why you want insurance. Let him tell you if you are covered. I am telling you, insurance can leave you high and dry OR save your life.

HDRider · #42 08/23/11, 10:19 AM

Quote:

Originally Posted by Yvonne's hubby

Right! and those "savings" will be passed along to the next patient.... who pays their own bill along with someone elses.... I get a little irritated at times when people go round encouraging people to steal from others.

Me too!!!!

Yvonne's hubby · #43 08/23/11, 10:53 AM

Quote:

Originally Posted by Nevada

I don't recall anyone making a constitutional argument about Medicare, Medicaid, Tricare, VA, government employees, or the congressional health care coverage. Now suddenly it's an issue. Sorry, but that's disingenuous.

I suspect that the government providing a single-payer system will not only happen some day, but will also be found to be constitutional. The mandatory provision in the current health care might be unconstitutional, but I still believe that the government providing health care is constitutional.

Really? Have you ever bothered to read our Constitution? There is NO, ZERO, ZIP NADA..... line, passage nor provision anywhere in it that authorizes the federal government to provide ANY insurance of any kind..... and need I remind you that if authorization is NOT there.... it is forbidden? (tenth amendment) Are you aware that SS, medicare, medicaid have NEVER been ruled on as being Constitutional?

mnn2501 · #44 08/23/11, 11:23 AM

Either you are very young to get that low of a cost or its not real insurance.
$150 is extremly cheap for health insurance.

Ok I just read further and saw

Quote:

Originally Posted by RuffusWI

Ok I'm 47 and single.

There is no way thats real insurance

Nevada · #45 08/23/11, 12:28 PM

Quote:

Originally Posted by Yvonne's hubby

Are you aware that SS, medicare, medicaid have NEVER been ruled on as being Constitutional?

But taxing to support Social Security and Medicare has been ruled constitutional. I think any lawsuit claiming that Social Security & Medicare are unconstitutional would not go far. It would be dismissed as frivolous.

Wanderer · #46 08/23/11, 12:35 PM

I lost my group policy about 10 years ago, and since I had some pre-existing conditions, finding an affordable policy was impossible. So I set up my own "medical fund" by putting $250.00 a month into savings. Thankfully I've not had any serious illnesses so have never emptied the fund. Also, by paying cash, I've been able to get some good discounts, but at times I've felt like I've been reduced to begging. But you do what you have to do.

If you don't have any pre-existing conditons and are in good health, you might find a decent rate here:
https://www.ehealthinsurance.com/ehi...alID=__tid__1_

I agree with those who question what kind of policy you are getting for $150.00 with your being in your 40's. Well, after I checked the site above, I have to say there are several fairly decent policies for a man in his 40's for less than $200.00, but not for women.

RuffusWI · #47 08/24/11, 09:11 PM

I'm thinking, Hold out for Badgercare(State Insurance-gasp) I'm scum yes, but the way it sounds that the alternitve is getting ripped off is just the same. The Insurance companies or the Gov ins. If I get sick I'm SOL. My Dad is on medicare & they wanted to send him home to die after a illness,Thank GOD his wife fought for him. Now he is getting better. Can't trust anybody.