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12/15/09, 10:02 PM
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Join Date: Sep 2003
Location: Whiskey Flats(Ft. Worth) , Tx
Posts: 8,749
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Saving Money on Auto Ins , from St. Farm to Anyother Ins Co.?
...........Been with S. Farm for 20+ years , so I'm thinking , maybe , "other" S. Farm(ers) have switched too anyother major Auto insurer , and saved money ! Tell me the Good news If you made the switch . , fordy 
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12/15/09, 10:22 PM
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Join Date: Mar 2003
Location: Pawnee Nation, OK
Posts: 2,418
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I just switched from Farm Bureau to Geigo and saved 50%
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12/15/09, 10:29 PM
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Join Date: Dec 2003
Location: Central Washington
Posts: 1,194
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Do you qualify for USAA? We switched from State Farm to USAA about 8 or 10 years ago & not only saved money, but have been very satisfied with their customer service.
__________________
Sometimes money costs too much.
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12/15/09, 10:38 PM
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Join Date: Jan 2005
Location: Wisconsin
Posts: 1,995
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I re-quote mine every year, just an old "factory habit", but so far Farmers has come thru.
Usually my insurance company will match any other offer.
I also "bundle" all vehicles, house, boats, 4 wheelers, personal liability, and identify theft.
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12/15/09, 11:18 PM
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Flying Farm Nubians
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Join Date: Feb 2003
Location: SW-VA
Posts: 910
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Erie here, 1/3 price for me
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12/15/09, 11:32 PM
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Join Date: Jan 2009
Location: Missouri Ozarks
Posts: 5,069
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I second the USAA switch. We saved a bit and the customer service cant be beat.
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12/16/09, 02:21 AM
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Join Date: Oct 2006
Location: Arkansas
Posts: 10,941
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Go to a independence insurance agent and have them look it up.If all you want is cheap insurance.
__________________
God must have loved stupid people because he made so many of them.
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12/16/09, 05:14 AM
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Join Date: Sep 2005
Location: EastTN: Former State of Franklin
Posts: 4,482
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Quote:
Originally Posted by Natural Beauty Farm
Erie here, 1/3 price for me
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Same here.....good service as well if you ever have a claim.
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12/16/09, 08:21 AM
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plains of Colorado
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Join Date: May 2002
Location: plains of Colorado
Posts: 3,882
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farmers ins
We went w/them yrs ago b/c of the agent...like 30 yrs ago. never really had any major claims...well, this yr totaled 2 ... paid us well and very pleasant. I'm still in shock! I guess I would have to say they are good.
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12/16/09, 08:28 AM
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More dharma, less drama.
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Join Date: May 2002
Location: Texas Coastal Bend/S. Missouri
Posts: 30,490
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USAA if you can, Geicko if you can't.
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Alice
* * *
"No great thing is created suddenly." ~Epictitus
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12/16/09, 09:03 AM
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TMESIS
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Join Date: Jan 2003
Location: Zone 6 - Middle TN
Posts: 1,220
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I had Geico for over 20 years and just switched to Farm Bureau last year. They were able to beat Geico's price and I could bundle my home and vehicles. BTW, I drive about 90-100 miles each day for work and Geico actual suggested that they could match Farm bureau's price if I only said I drove 25 miles a day ! That would work real well if I was in an accident and they checked my mileage!
__________________
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
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12/16/09, 09:16 AM
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Join Date: Dec 2009
Location: Montana
Posts: 439
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Ask around and see how they pay, check for local adjusters and claims agents.
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12/16/09, 09:30 AM
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Join Date: Aug 2006
Location: SE MICH
Posts: 647
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I actually switched us to farm bureau this year and cut our ins bill in half! I bundled both our vechiles and our house ins together, plus got a rate cut for having good credit.
Two weeks later, my DH got in an accident (not his fault) and they have been great!
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12/16/09, 09:38 AM
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Dallas
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Join Date: Apr 2008
Location: N of Dallas, TX
Posts: 10,119
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Call places and ask for a rate quote.
Different companies are better at different times of your life and varies also by location.
State Farm has been good for us, but we're in our 50's.
Be careful of Geico, They offer a low rate to get you to switch then the next year it goes up drastically - at least thats what happened to me a few years back.
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12/16/09, 10:12 AM
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Join Date: Dec 2008
Location: north Alabama
Posts: 10,811
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Travelers was about 1/2 the cost of Alfa, which was about 1/3 less than State Farm. We'll see what happens to those rates next period. I left the trailer hitch on the car and DW backed into a new car.
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12/16/09, 10:18 AM
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Brenda Groth
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Join Date: Apr 2009
Location: Michigan
Posts: 7,817
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state farm and others couldn't beat our Credit union prices..which are really low..but our credit union used to give us the best house ins also..but they changed companies and now we get that through Farm Bureau
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12/16/09, 10:21 AM
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Join Date: May 2002
Posts: 7,692
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You just have to call around and request quotes in your area. Some companies have better claims experience in certain areas and offer better deals.
A friend of mine that lives in KS, used to call around every 6 months, maybe still does. She lives super frugal and said hey better $30 or whatever in her pocket than the insurance companies. And it would vary between companies over time. Usually one of three companies would be lowest at any particular time.
Also beware some companies...cough GEICO cough... would lowball to get customer, then slowly raise rates over time figuring wouldnt be enough for customer to do work of getting new quotes. Sort of equivalent of putting frog in pan cool water and slowly raising the heat..... Also had elderly friend who had GEICO for years, then had an accident. Suddenly his 6 month premium went from few hundred to $4000. He had become persona non-grata and their way of discouraging him from renewing.
__________________
"What would you do with a brain if you had one?" -Dorothy
"Well, then ignore what I have to say and go with what works for you." -Eliot Coleman
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12/16/09, 10:27 AM
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Join Date: Apr 2003
Location: Southern Maryland
Posts: 4,275
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USAA has recently expanded their qualifying options (again) so if you didn't qualify in the past you might now. Latest qualifier is all veterans who served honorably. We've been with them for decades and can't imagine switching.
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12/16/09, 10:41 AM
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Join Date: Sep 2003
Location: Whiskey Flats(Ft. Worth) , Tx
Posts: 8,749
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Quote:
Originally Posted by mistletoad
USAA has recently expanded their qualifying options (again) so if you didn't qualify in the past you might now. Latest qualifier is all veterans who served honorably. We've been with them for decades and can't imagine switching.
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.............Don't know IF I would qualify , but was in the Marine Reserves for 6 years and discharged , Honorably ! , fordy 
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12/16/09, 10:43 AM
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Join Date: Jan 2009
Location: Missouri Ozarks
Posts: 5,069
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Quote:
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Don't know IF I would qualify , but was in the Marine Reserves for 6 years and discharged , Honorably ! , fordy
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That qualifies fordy.
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