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02/01/08, 01:26 PM
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Join Date: Dec 2002
Location: East TN
Posts: 6,977
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What percentage of your pay goes for health insurance??
The talk of health insurance is always about how much. The figures can be misleading as percentage means more then actual amount.
My employee health insurance costs me 5.5% per week deducted from my check. Of course there are co-pays and deductibles to go along with that but that's not a fixed expense and you only pay if you use it.
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"Education is the ability to listen to almost anything without losing your temper or your self confidence"
Robert Frost
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02/01/08, 01:31 PM
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Banned
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Join Date: Jan 2007
Posts: 1,604
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Well, I don't know what percent it is but we pay 1400+ per month for insurance for our family of 3.
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02/01/08, 01:33 PM
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Join Date: Dec 2002
Location: East TN
Posts: 6,977
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Quote:
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Originally Posted by QuiltingLady2
Well, I don't know what percent it is but we pay 1400+ per month for insurance for our family of 3.
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Go and figure the percentage, that's more important then the amount.
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"Education is the ability to listen to almost anything without losing your temper or your self confidence"
Robert Frost
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02/01/08, 01:35 PM
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Banned
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Join Date: Jan 2007
Posts: 1,604
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Quote:
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Originally Posted by Beeman
Go and figure the percentage, that's more important then the amount.
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I don't know about that. The amount is real money that comes out of my/our paycheck. 
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02/01/08, 01:36 PM
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Join Date: Oct 2006
Location: Central Indiana
Posts: 417
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4.8% for medical alone, 6.1% if I include the supplemental dental coverage
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02/01/08, 01:46 PM
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Just howling at the moon
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Join Date: Oct 2004
Location: Wyoming
Posts: 5,530
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Health Insurance - 4.03%, company sponsered so I don't know the total cost
Federal withholding (income tax) - 14.58%
Social security - 5.96 %
Medicare - 1.39%
The federal guberment gets 21.94% total out of my check.
Which do you think I'm more worried about.
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If the grass looks greener it is probably over the septic tank. - troy n sarah tx
Our existance here is soley for the expoitation of CMG
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02/01/08, 01:49 PM
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Join Date: May 2007
Location: Florida
Posts: 148
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5.9% for health, vision, dental and LTD.
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02/01/08, 01:50 PM
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Join Date: Oct 2006
Location: S. Louisiana
Posts: 2,278
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I do a self-pay Blue CrossBS; 18% of take-home pay, $3000 deductible. ldc
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02/01/08, 02:01 PM
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Join Date: Apr 2003
Location: Southern Maryland
Posts: 4,275
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Last job DH had it came to more than 50% of his gross pay.
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02/01/08, 02:08 PM
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Join Date: Dec 2002
Location: East TN
Posts: 6,977
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I'm figuring on gross pay before any deductions or 401k contributions or anything else that skews it higher. I included my dental and vision ins. costs.
__________________
"Education is the ability to listen to almost anything without losing your temper or your self confidence"
Robert Frost
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02/01/08, 02:58 PM
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Join Date: Aug 2003
Location: NC
Posts: 1,803
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4.9% is what I figured.
Last edited by Nette; 02/01/08 at 03:01 PM.
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02/01/08, 03:09 PM
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Join Date: Oct 2004
Location: New York
Posts: 298
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i'm thinking 22%
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02/01/08, 03:32 PM
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Join Date: Jan 2005
Location: PA
Posts: 5,425
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7% if strait salary.... Not ot. But if I add the standard ot. it's like 6%. But they pay over 65%. So if to took the real total it would be more around 20% or so. ours is well over 900 a month for the family policy. Thats in a fairly large co. with in excess of 1000 employees.
Last edited by stanb999; 02/01/08 at 03:38 PM.
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02/01/08, 03:56 PM
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Living the dream.
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Join Date: Oct 2005
Location: Morganton, NC
Posts: 1,982
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You are going to shoot me, 1%, not because I make a ton of money, but because the company pays almost all the premium (just on me) the family policy would be 28%.
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02/01/08, 04:14 PM
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Join Date: Jan 2006
Location: No. Illinois
Posts: 1,447
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.024%
Blue Cross for the family and the company doesn't pay much of it....
Gross pay before any deductions at all.
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"They laughed, because he was different"
"He laughed, because they were all the same"
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02/01/08, 04:21 PM
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Join Date: Jan 2007
Posts: 3,192
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None - I can't afford health insurance.......
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02/01/08, 04:23 PM
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Join Date: Jul 2004
Location: Jones Co, Texas
Posts: 676
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0% My employer pays for it all (except copays, which are $27 to see my doctor, and $40 to see a specialist.) Hospital stay is $100 per night, ambulance ride is free. This is only for health insurance. I have to pay 0.25% (little over six dollars) per month for my dental. I also use a flexible spending account to pay for my drugs and copays, which saves me a tiny bit in federal taxes.
That is just for me though, if I had children, I bet it would be 20-25% of my monthly income.
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02/01/08, 04:34 PM
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Nohoa Homestead
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Join Date: May 2005
Location: SW Missouri near Branson (Cape Fair)
Posts: 5,398
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No health insurance here other than VA Benefits, which I do not use.
donsgal
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Life is what happens while you are making other plans. (John Lennon)
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02/01/08, 04:47 PM
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Moderator
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Join Date: Jul 2004
Location: Mountains of Vermont, Zone 3
Posts: 8,878
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0% 'cuz it got too expensive. They kept raising the rates. I kept increasing the deductible so it would be affordable. They kept raising the rates. Eventually it got to the point where the deductible for our entire family was $50,000 plus $10,000 in co-pay and the cost of the insurance was still 30% to 50% of our annual income many years. Absurd. I dropped it. Live carefully.
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SugarMtnFarm.com -- Pastured Pigs, Poultry, Sheep, Dogs and Kids
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02/01/08, 04:53 PM
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Namaste
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Join Date: Dec 2005
Location: North Carolina
Posts: 1,528
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2% for health with 6k deductible, 7.3% if the HSA contribution included. Dental isn't included since we only sign up for that every other year.
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