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  #1  
Old 12/29/05, 10:12 AM
 
Join Date: Nov 2005
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Kentucky vs. Tennessee

We had originally planned on moving to Tennessee. We are seeing Kentucky as an option now due to the lesser restrictions on homeschooling.

Can those of you who know please tell me the major differences in laws, rights, etc?

I know that KY has a state tax but a lesser sales tax and TN has no state tax but a high sales tax.

What about, land rights, mineral rights, water rights, septic? water wells? timber? etc.. things that would affect me...

thanks!

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  #2  
Old 12/29/05, 11:39 AM
 
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Kentucky's sports teams wear blue if you live in TN you have to wear orange.

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  #3  
Old 12/29/05, 02:46 PM
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Tennessee's homeschool regs aren't a problem. Register with a "religious school" in the state who will keep your records, and the state won't bother you. We are members of Gateway in Memphis. It costs $40 a year and you send in your grades to them. They keep a transcript and issue a diploma at graduation. They take your word for it and do not check on you. They don't try to control you. You can use whatever curriculum you want. They send you guidelines so you know what classes and how many credits are needed for graduation.
If you don't register with a religious school you're supposed to register with your school district. I don't think many people are dumb enough to do that.
I think there's a lot more opportunity in TN. I work in Nashville (RN) and make probably 3 times the money I would in KY.
DH's family lives in KY and we visit there often. It's a whole different world. It's beautiful country - more so than TN - but very impoverished in many areas.

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  #4  
Old 12/29/05, 03:05 PM
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As someone who chose to leave KY for TN please do your homework on ancillary costs besides sales tax, property tax and income tax. We made that big mistake!

Check the cost of automobile insurance in both states. We paid more in KY for less coverage than we did in the notoriously expensive state of CA!

When I moved to TN our auto insurance with the same vehicles and same level of coverage decreased by $447 every 6 mos!! And I'm in Memphis, Shelby County which even has a county tax added on!

Also you'll have little county taxes(varies by county) on top of the 6% KY state sales tax on pretty much every service such as phone.

Our TN move ended up netting us a savings of over $7500 a year and we have better services here!

These are the expenses I saved on; your costs could be different depending on which county and type of autos you have.

Good luck with the decision.

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  #5  
Old 12/29/05, 03:10 PM
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Yes, TN does not have a state income tax, but does have a state sales tax generally between 9.25 and 9.75% on almost everything.

TN also has a lottery with the net proceeds going to a college scholarship fund. Students in high schools have to score a certain number on the (name escapes me - alternative to SAT) or to have maintained a B average. Homeschoolers can quality by scoring at least a certain number on this test - and from what I understand almost all do. In college they have to maintain at least a B average. Thus, if there is college in your kids' future, TN might have an advantage there.

You need to keep somewhat in mind TN is essentially three states in one - and why there are three stars on the state flat. The eastern third is more closely associated with the Appalachian states. The middle third is more closely associated with the Mid-West states. The western third is more closely associated with the Southern states. Major cities would be Knoxville, Nashville and Memphis; respectively. (Most Tennesseans consider Chattanooga to be part of GA.)

If you want what passes for mountains look to the east. If you want flat and sandy, look to the west. For something in-between, look to the middle.

And, yes, Nashville has essentially a negative unemployment rate in that job opportunities exceed available (qualified) manpower resources. Nashville is essentially the economic growth engine for the state. If someone were to look for a job in the Nashville area and couldn't find several opportunities within a couple of days, then I would question whether it is them or the job market at fault.

But, hey, I'm biased.

Ken Scharabok
(In West-central TN)

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  #6  
Old 12/29/05, 03:26 PM
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I don't know where you got your info about homeschooling laws, but I would NEVER home school in KY. Go back and read some of the actual legal issues that have come up in KY on the HSLDA site (particular cases in archives). NOT pretty. Takes more that a friendly "law" to have a homeschool friendly state. TN is very homeschool friendly.

Also, don't know if you are a home birth advocate, but home birth is illegal in KY. Seems they like to regulate stuff. On the other hand, KY is supposedly really working hard to promote agriciulture right now according to some farmers that I know up there.

If you're asking me, I'd live somewhere in the north part of TN, and take advantage of both economies. That is sort of what I do.

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  #7  
Old 12/29/05, 03:32 PM
 
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We did a lot of research on TN homeschooling. It is a reasonably strict state. We are coming from TX which is the "Dream" homeschool state. We don't have to do anything but teach our kids.. no forms, nothing.

We were aware of the high sales tax in TN and that it is also on food. In TX we have an 8.25 sales tax and it isn't on food but our property taxes are 5 times that of TN.

We don't know much about KY other than it is a nice looking area and that the homeschool laws are less strict than TN.

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  #8  
Old 12/29/05, 04:05 PM
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I agree with most of you and would recommend going to Tenn. In fact anyone wanting to move anywhere I'd recommend not coming to KY. It is awful here. Just terrible. You'd hate it and so would your family. My advice is do not move to KY, especially to part where I'm living and buying land.

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  #9  
Old 12/29/05, 04:27 PM
 
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ky. vs tn

Ditto on what Farmer Willy and Ky. Guest said. This is not as cheap of a state to live as it appears. Insurance is outrageous for less than adequate coverage. Not to mention all the other issues. I am sure it varies from location to location in Ky. but I would not recommend moving to a lot of the state.

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  #10  
Old 12/29/05, 04:58 PM
 
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Well, sarcasm is my middle name..

Come on,,, I am not going to be the neighbor you hate. I am going to be the neighbor you never hear from, or complain about, nor see. I live country and don't want ANY city ideas.... So, NOW, how's KY....

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  #11  
Old 12/29/05, 05:32 PM
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Well, as long as you don't take the job I'm after, buy the land I'm saving for, crowd the roads I need to drive on, underbid me at any of the auctions, or throw trash in the road in front of my place we're off to a good start. If you buy any of my eggs or produce, lend a hand when my equipment is stuck, stop by with supper when the wife is sick, call the sheriff when somebody is snooping around my place I might show you where the good fishing holes are in the river, but only after you've been around for a few years. If you like to hunt, can shed tobacco, know which end of the hammer to hold, aren't offended by backing dogs, crowing roosters, muddy boots, crying grandbabies you might could pull it off. If you're not ashamed to pray with us at supper, pull over and stop the car when a funneral passes, pull weeds from the cemetary fence, donate to the food pantry, wave when we pass---I'd have to say Hi neighbor.

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  #12  
Old 12/29/05, 05:49 PM
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Farmer Willy, if he and his fam can do all of those things, we in TN will have to fight you for them. We can never have too many good neighbors.

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  #13  
Old 12/29/05, 06:10 PM
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Having lived in both Kentucky (four years) and Tennessee (14 years) and having friends and relatives living in both states, I'd say Tennessee without even blinking. The area of TN we lived in northeast of Nashville was very progressive and growing. Nashville is one of the fastest growing urban areas in the southeast comparable to Charlotte, NC. Yet, when we got 40 miles out of Nashville, you were in the country without the sprawl we see around Atlanta. Tennessee's sales tax is always more fair than a state tax would be. Not sure about homeschooling but I don't hear negative things about either state. If it were me, I'd move either to the Crossville, TN area which is halfway between Knoxville and Nashville or to the Murfreesboro area.

Kentucky is a pretty state, not as much as TN but very pretty at least IMO. The problem with Kentucky is how backwards everything is, primarily in the north central and eastern part. I lived there for four years and it was terribly backward. Granted, you have a fairly large city, Louisville, which I've been too several times. While it isn't as big as Nashville in MSA, it would have everything you need if you want a city nearby.

If you want country life, you would do well to go to eastern half of TN or Central KY. Eastern KY is the postcard of poverty unless you are prepared to be self sufficient.

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  #14  
Old 12/29/05, 06:21 PM
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Live in south middle Kentucky, work in Nashville. From the state line to Nashville about 28 miles, all interstate. Best of both worlds. shadowwalker

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  #15  
Old 12/29/05, 06:26 PM
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CindyC, if he fits the bill then back off sister, we saw him first. Pull up a chair son and set a spell. If not, listen to Daddyof4 and head for Tenn. They make fried pies, are tolerable folks, like string music and mind their manners. I'm not sure of their stand on moon pies and RC cola though. You might want to check on that first. Still, if you needed to you could cross the border and fetch ya a trunk load back. A man must have the necessities after all.

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  #16  
Old 12/29/05, 08:07 PM
 
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Well, as long as you don't take the job I'm after,

I can't gaurantee that I wouldn't, but I can gaurantee that I wouldn't intentionally.

buy the land I'm saving for,

Tell me which piece to leave alone.

crowd the roads I need to drive on,

I drive on my lane at an acceptable speed. I do no tailgate either.

underbid me at any of the auctions,

I am not good at auctions, I tend to scratch my nose and win a 1955 tire.

or throw trash in the road in front of my place we're off to a good start.

My trash goes in trash cans and then either to the dump or to the rural garbage man if available. I think we are "ok" so far.

If you buy any of my eggs or produce,

I love fresh produce and use a lot of eggs. We will grow a lot of our own produce and hope to have a hen lay a few eggs, but I have a black thumb for everything but greenbeans so it may work out.

lend a hand when my equipment is stuck,

I am skilled at both getting stuck and getting unstuck. so I can help in multiple ways. (I do lend a hand)

stop by with supper when the wife is sick,

We stop by when invited and check in when we haven't heard from you. IF your wife is sick and you need a hand, we have been known to make a casserole or two over the years. (more like chicken and dumplings but don't tell anyone)


call the sheriff when somebody is snooping around my place I might show you where the good fishing holes are in the river,

Well, around here when someone snoops on my neighbors property, the first thing the notice is ME noticing them..... and my wife,, well, she has a pair of binoculars..... (it's not neccessarily a good thing)

If you like to hunt,

Want to, no time yet. I can certainly shoot well.

can shed tobacco,

Sorry, no idea on that one.

know which end of the hammer to hold,

I will be building my own house. I'm not too bad at that.

aren't offended by backing dogs,

I have 2 myself.

crowing roosters,

I won't own them, but they are a great alarm clock. I don't need a chicken that doesn't lay an egg.

muddy boots,

See- Getting stuck above.

crying grandbabies

My girls aren't old enough yet to worry about that, but they can whine like a puppy sometimes.

you might could pull it off. If you're not ashamed to pray with us at supper,

not ashamed, but a little shy at first, we are not "Seasonal Christians" We are full time. But, we do respect others

pull over and stop the car when a funneral passes,

Well, that's a standard.

pull weeds from the cemetary fence,

Haven't done that yet. There's room for improvement.

donate to the food pantry,

Do, but not as often as we should


wave when we pass

Down here, I do the single finger off the steering wheel wave and the full palm wave depending on if it's a truck or a foreign car.



---I'd have to say Hi neighbor.

How's our resume look?


To be honest, we are not perfect, but we have respect. Respectfullness earns trust which, to me, is the basis for anything. The question is, Would you trust me, the answer is, you could.

(all answers are true)
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  #17  
Old 12/29/05, 08:12 PM
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Quote:
Originally Posted by Farmer Willy
CindyC, if he fits the bill then back off sister, we saw him first. Pull up a chair son and set a spell. If not, listen to Daddyof4 and head for Tenn. They make fried pies, are tolerable folks, like string music and mind their manners. I'm not sure of their stand on moon pies and RC cola though. You might want to check on that first. Still, if you needed to you could cross the border and fetch ya a trunk load back. A man must have the necessities after all.
Hey the moon pie and RC cola FESTIVAL is every summer - you guessed it- right in Bell Buckle TN!
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  #18  
Old 12/29/05, 10:07 PM
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Sorry C, he's ours now. Never listed this link before so the rest of you close your eyes, this is for Phalynx only: http://www.dgschell.com/. I'm sure there are others you could check out i.e Cynthianademocrat.com will allow you to subscribe to the local paper, comes out like clockwork, every Thurs. It will list all realty auctions (including farm equipt) starting about two weeks in advance. Now you keep this between you and me or I'll have to hunt you down and subject you to my most stern "dad look". Everyone else can open their eyes now.

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  #19  
Old 12/29/05, 10:19 PM
 
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Thanks Farmer W. Checking it all out right now. Good site.

ooooh, the "stern dad look". That is almost always followed by the use of my middle name and a flashback of everything I had done that day. I remember that......

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  #20  
Old 12/31/05, 02:11 AM
 
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What are the laws like for shooting guns on your property? Safety is obvious. In TX we can practice shooting on our property with 0 hassles. Is this, at all, an issue in KY or TN?

Also, what is the winter like in northern KY? I know about TN's winter. What are the lowest normal temps in KY?

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  #21  
Old 12/31/05, 06:44 AM
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Like TN, KY is a very wide, but not particularly tall, state. As such, weather conditions will vary greatly depending on what part of the state you are in. Even within climates are their 'micro climates'. Where I am at severe weather tends to go north, south, east or west of us.

Being able to discharge a firearm is likely more related to neighbors.

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  #22  
Old 12/31/05, 03:31 PM
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Shooting is a way of life here. Pretty much three seasons here: Planting season, harvest season and hunting season. Everything else fits in and around those three. The local paper advertises concealed carry classes every week. Avg rain ~ 42 ", summers mid to upper 90's. Avg winter ~ low 20's day, might make single digits at night. Avg. mind you. Can remember those -20 winters a few years back. Figure zone 5 or 6 for planting.

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  #23  
Old 12/31/05, 04:33 PM
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Actually looking for land by planting zone isn't a bad method. It identifies areas within a state with different climate patterns.

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  #24  
Old 12/31/05, 06:07 PM
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that's true, ken. this end of the state, near the national park, is very rain forest-y. we're really good at growing fungi. during dog days, anything that sits still over 24 hours is covered with a layer of moss.

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  #25  
Old 12/31/05, 06:19 PM
 
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We are really liking what we are seeing east of Lexington. There are a lot of land tracts available in the 20-40 acres range that we are looking for. It's quite a bit north compared to Nashville. The worst winter I remember when I lived there was -16 and it was pretty bad. Wasn't unbearable, but mind you, often wouldn't be high on the list. But, planting and growing is of great concern.

Any idea on building permits and such? Is KY friendly to people building their own home. My goal is to contract the septic, well, main electrical, and probably the basement foundation. Everything else I will be building myself. Is KY permit happy and inspection nosy?

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  #26  
Old 12/31/05, 09:14 PM
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I was able to get my own plumbling and electrical permits, provided I was the owner of the house, lived in it for x # of years after the work, paid the fees, inpections, ect. Since I don't do heating work (yet!) I did contract that out. I was also able to submit my own drawings to the planning commision, file for, and present my case for a variance. Be nice to the inspector, have the site clean and the work done to the local code. I found the most important tool to have prior to and inspection was a broom. Goes a long way showing you give a ---- about your jobsite.

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