Quantcast
How to live on $300/month? - Homesteading Today
Homesteading Today

Come enter the Lehman's Aladdin Lamp Giveaway - Last Day to Enter!

Go Back   Homesteading Today > General Homesteading Forums > Countryside Families

Countryside Families Melissa's Forum


Reply
 
LinkBack Thread Tools Rate Thread
  #1  
Old 11/06/11, 09:15 AM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Question How to live on $300/month?

Due to some mishaps and happenstances, been unemployed for a bit.
Had to move back in with my dad, then my truck died, repairable but cost prohibitive to operate.

Anyway, he has a place near Kingston OK, that he's going to let me move into this upcoming spring. While there I will be responsible for fixing the place back up.
Mobile home on ½ac, needs front and back decks, drive rebuilt, skirting, storage/workshop built plus various interior work due to a rusted out hot water heater.

Will be provided with a vehicle(looking for something inexpensive in the 30+ mpg range that can pull an 1000lb trailer), cell phone(current one has a very limited range in that area), water, electricity, propane and a $300/month living expense.

Big question is, how to live on the $300/month?
Known monthly expenses so far, in order of importance;

  1. $50(min) banked to save for new firearm> freezer> Mantis tiller
  2. $25 Vehicle maintenance.
  3. AT&T DSL $25 (DSL w/o a phone line)
  4. Netflix $20, will be swapping to Dish Network when possible.

Yes, I know it sounds odd to have the firearm as the priority, but will be the main source of getting meat. Plus it'll be a 4-1 firearm, shotgun, slug gun, rifle and black powder rifle, it'll cover about 95% of the gun hunting that I'll do. 22 rifle or pistol will cover the rest.

Lake Texoma and several ponds is within a 5 minute drive, and yes I'm planning on eating a bunch of fish and maybe turtle gumbo.
Have Corps of Engineering land backed up to the back fence and can hunt and trap there.
Will have a small garden space(100²), but it will only be to grow fresh items that I won't find or afford locally. Larger garden will be possible the next year.
Raising 2-4 chickens for eggs might be a possibility, but would have to wait a year to begin that.
Will have to furnish the kitchen with cookware, do have a rice cooker, kitchen knife set and a mini wok. Might get a 2qt slow cooker and a toaster oven.

So how would you work this out, on $300 a month?
And yes I will be looking for employment or ways to legally supplement the money.
Ask questions and I'll do my best to answer.
Plus sorry if I seem vague or TMI about this, have a lot more experience about giving advice that I know about or being a smartarse on forums, than asking for major help.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #2  
Old 11/06/11, 09:22 AM
Banned
 
Join Date: Mar 2010
Posts: 804

What about auto insurance & tags; is insurance required in OK?

The other item you should probably add to the list is either garden seeds &/or plants or $$ for store bought veggies.

Check out the Salvation Army or yard sales for kitchen gear.

Best of Luck on this challenge.

__________________
Reply With Quote
  #3  
Old 11/06/11, 09:29 AM
 
Join Date: Jul 2004
Location: KY
Posts: 10,961

If you're into home contruction work there should be numerous jobs opening up after the quakes last night. I don't wish anyone harm but I know after the statewide icestorm hit in Ky a few years ago, there were many jobs available to the independent contractors and fix-it guys. Along with that there were numerous jobs in clearing downed trees everywhere.

I don't know that you could set up your own repair business but maybe you and your dad might discuss it. Be something to do until time to move.

__________________

There are endless combinations of truth.

Reply With Quote
  #4  
Old 11/06/11, 09:47 AM
willow_girl's Avatar
Very Dairy
 
Join Date: Dec 2002
Location: Dysfunction Junction
Posts: 13,182

What is the job market like in that area? Are you likely to be able to pick up work?

$300 a month isn't enough to live on long-term. What about health insurance? What happens if you get hurt or sick? What if you and your dad don't see eye-to-eye on the work? These "trade labor for rent" deals seldom work out to the satisfaction of both parties, in my experience.

If a permanent job isn't likely near Kingston, I think I'd try to relocate to a place where the economy is strong. (Yes, there are such places.) It will be harder getting started without the assistance of family, but in the long run, you'll probably be better off.

Good luck to you in whatever you decide.

__________________

"My notion of the state has dwindled with growing experience of life." -William Graham Sumner

Reply With Quote
  #5  
Old 11/06/11, 09:48 AM
 
Join Date: Aug 2011
Posts: 1,077

Unfortunate thing is, most states enacted laws requiring licensing and being bonded due to a lot of disasters. "Protect the residents!" More like protect you buddies in the business.

Best of luck with this endeavor.

__________________
Reply With Quote
  #6  
Old 11/06/11, 10:02 AM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Quote:
Originally Posted by Smalltowngirl View Post
What about auto insurance & tags; is insurance required in OK?

The other item you should probably add to the list is either garden seeds &/or plants or $$ for store bought veggies.

Check out the Salvation Army or yard sales for kitchen gear.

Best of Luck on this challenge.
Opps should've mentioned, insurance and tag will be taken care of. I'll be responsible for oil changes and gas, will be saving in case of breakdown or when in need of tires.

Have already started on ordering seed catalogs and trying to figure what I use that won't be found locally.

Will check out the SA, have some items that I need to take to them when I get the chance.

Quote:
Originally Posted by soulsurvivor View Post
If you're into home contruction work there should be numerous jobs opening up after the quakes last night. I don't wish anyone harm but I know after the statewide icestorm hit in Ky a few years ago, there were many jobs available to the independent contractors and fix-it guys. Along with that there were numerous jobs in clearing downed trees everywhere.

I don't know that you could set up your own repair business but maybe you and your dad might discuss it. Be something to do until time to move.
I know just enough that I feel comfortable about working on my own place. But you're right about people needed house repairs, I have cracks in ceilings, interior and exterior walls and front porch is cracked.
As for a handyman/repair business there, I can think of 5-6 between Kingston and the mobile home.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #7  
Old 11/06/11, 10:10 AM
frogmammy's Avatar
 
Join Date: Dec 2004
Location: MO
Posts: 3,617

Your DSL, with "regulatory chrges" will run about 12% more. Same thing for your Dish Network. Skip the Netflix and get your videos from the library...you're going to be busy, anyway.

Find the closest "scratch & dent" grocery store and the local thrift stores.

You MAY be able to find a vehicle that gets over 30mpg and can haul a 1000 pound trailer...empty. Be sure and check tongue weight so you'll know what your vehicle can do...lot of those high mpg vehicles have a tongue weight of 150 pounds or less.

Get a bicycle for those "short" trips for fishing and hunting. Get one with fat tires so you can ride it into the woods and around the lake, also.

Mon

__________________
Reply With Quote
  #8  
Old 11/06/11, 10:57 AM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Quote:
Originally Posted by frogmammy View Post
Your DSL, with "regulatory chrges" will run about 12% more. Same thing for your Dish Network. Skip the Netflix and get your videos from the library...you're going to be busy, anyway.

Find the closest "scratch & dent" grocery store and the local thrift stores.

You MAY be able to find a vehicle that gets over 30mpg and can haul a 1000 pound trailer...empty. Be sure and check tongue weight so you'll know what your vehicle can do...lot of those high mpg vehicles have a tongue weight of 150 pounds or less.

Get a bicycle for those "short" trips for fishing and hunting. Get one with fat tires so you can ride it into the woods and around the lake, also.

Mon
Going to need the DSL, that's for certain, stream movies, shows and voip.
Dish Network, lot cheaper than DirectTv and would be able to get NHK with them.
Netflix, have that now, only thing I have asked for, and do stream quite a bit of movies, like I said, will cancel when get the Dish Network. Plus the cost would still be cheaper than going to the nearest library in Madill 23 miles away. Dollar stores and grocery is on the east side of Kingston, only 10 miles away.

On the 1000lb trailer, did mean fully loaded. Have a 4X10 trailer that needs to be rewired and re-floored.
As for the bicycle, already have a mountain bike, will need to build a trailer for it.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #9  
Old 11/06/11, 11:01 AM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Quote:
Originally Posted by willow_girl View Post
What is the job market like in that area? Are you likely to be able to pick up work?

$300 a month isn't enough to live on long-term. What about health insurance? What happens if you get hurt or sick? What if you and your dad don't see eye-to-eye on the work? These "trade labor for rent" deals seldom work out to the satisfaction of both parties, in my experience.

If a permanent job isn't likely near Kingston, I think I'd try to relocate to a place where the economy is strong. (Yes, there are such places.) It will be harder getting started without the assistance of family, but in the long run, you'll probably be better off.

Good luck to you in whatever you decide.
From what I've been able to gather, unemployment is fairly low there.
But being able to pick up work, haven't been able to find much on the internet, so will have hit the businesses and see who's hiring.
Health insurance is a major factor for me to want to work, family does have history of diabetes, only option I have at the moment is saying that I'm an illegal alien.

Truthfully, really not looking for anything permanent in the area. Just need some space between my dad and I. Plus do know what I want in the long run and this will hopefully get me back on my feet, which is the biggest thing needed right now.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #10  
Old 11/06/11, 11:04 AM
 
Join Date: Oct 2011
Location: KY
Posts: 113

Normally I don't like to nitpick at the choices other makes, but $20 for Netflix seems a bit much. You might consider just the streaming for $7.99. There is plenty to keep you entertained if you don't need to watch new releases. By supplementing that with Hulu (free, not Hulu Plus) and offerings from individual networks you could save $12/month. That doesn't seem like much, but it is 4% of your $300 budget.

__________________
Reply With Quote
  #11  
Old 11/06/11, 11:08 AM
NickieL's Avatar  
Join Date: Jun 2007
Location: Lake Station
Posts: 14,759

Will you be also having your family live off that 300?! that makes a huge diffrence....A single person, making no rent or car payments, 300 is doable, tight, but doable. But if you have dependents, I would def. get rid of the internet/netflix expense.

__________________

It's not that I don't like mankind, I just like nature a whole lot more.

Reply With Quote
  #12  
Old 11/06/11, 11:10 AM
 
Join Date: May 2008
Location: North Carolina
Posts: 1,781

I get the instant view netflex for 6.95 a month..more movies than I have time to watch.

__________________
Reply With Quote
  #13  
Old 11/06/11, 11:15 AM
Murphy was an optimist ;)
 
Join Date: Oct 2005
Location: Kentucky
Posts: 18,106

300 a month is going to be tite. 100 a month tucked away for your old age, another hundred for necessities... liquor, smokes, and the like, will only leave you another hundred for luxuries but if you are careful you should be ok.

__________________

"Nothing so needs reforming as other peoples habits." Mark Twain

Reply With Quote
  #14  
Old 11/06/11, 11:20 AM
sisterpine's Avatar
 
Join Date: May 2004
Location: Tucson, Arizona
Posts: 5,137

Will you have or be eligible for food stamps. If the three hundred is your only income you should be eligible and that would help a great deal.

__________________
www.MontanaSticksAndStones.com
Reply With Quote
  #15  
Old 11/06/11, 11:21 AM
 
Join Date: Jul 2007
Location: Western New York
Posts: 2,017

I think that you should beable to live like a King on $300 a month.

Here's my list

Medical- locate the nearest free clinic or urgent care center print off hours keep a copy in your wallet along with shot record & date of your last tetanus. For low cost tetanus & TP testing contact your local county health dept. Check into any dental school clinics schedule an appointment for a cleaning now it often takes 6 mos. or more.
Have a well stocked first aid kit. Crazy glue is great for closing cuts. Keep a good supply of cold remedies on hand to help prevent a cold from turning into something worse.

Wear your safety gear diligently those ER visits are expensive.

Post fliers or hit freecycle for household needs like kitchen gadgets.

Consider gleaning & foraging for your needs & as items to barter.


~~ pelenaka ~~

__________________
Reply With Quote
  #16  
Old 11/06/11, 11:25 AM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Quote:
Originally Posted by Jonathan View Post
Normally I don't like to nitpick at the choices other makes, but $20 for Netflix seems a bit much. You might consider just the streaming for $7.99. There is plenty to keep you entertained if you don't need to watch new releases. By supplementing that with Hulu (free, not Hulu Plus) and offerings from individual networks you could save $12/month. That doesn't seem like much, but it is 4% of your $300 budget.
True, but main thing I watch is Japanese movies. Some are streamed but the best ones are on dvds. It is one of the very few luxuries that I allow myself.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #17  
Old 11/06/11, 11:29 AM
 
Join Date: Feb 2011
Posts: 1,597

Regarding health insurance: A person who's earning $300 a month will probably be eligible for Medicaid, especially if they also own no vehicle or property.

Check out http://www.freecycle.org to see if there's a chapter in the area you're moving to. If there is, you can get pretty much anything you need or want from them. Just one warning: If you put out a request, or have something to give, follow through on your commitments. Most chapters have a "3 strikes and you're out" policy for no-call no-shows.

__________________
Reply With Quote
  #18  
Old 11/06/11, 11:29 AM
Ouch! Pinch you.
 
Join Date: May 2010
Posts: 1,868

Internet I understand, but television? Check out the local library. Many have movies to check out. Or borrow from family and friends. If you have enough out of $300 to pay $20+ a month on Netflix and tv, set it aside for emergencies.

Good luck with your move and new start!

__________________
The three divine teachers of man: worldly calamity, bodily ailment, and unmerited enmity, and there is but through God alone a deliverance from them. Maine Farmer's Almanac
Reply With Quote
  #19  
Old 11/06/11, 11:41 AM
 
Join Date: Dec 2004
Posts: 5,518

It sounds like a good chance to get started, but to be frank, you can't eat Netflix, so if I were in your situation I would use that $20.00 and use it to buy more food, or put it toward other consumables like hygiene items, seeds, etc. For entertainment you could read or take up a hobby. In a situation where you only have $300 a month total, twenty bucks is a significant portion of that.

Just my .03.

__________________
Reply With Quote
  #20  
Old 11/06/11, 11:42 AM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Quote:
Originally Posted by NickieL View Post
Will you be also having your family live off that 300?! that makes a huge diffrence....A single person, making no rent or car payments, 300 is doable, tight, but doable. But if you have dependents, I would def. get rid of the internet/netflix expense.
No kids, did thought about getting a dog, but that'll be more expensive than kids.

Quote:
Originally Posted by sisterpine View Post
Will you have or be eligible for food stamps. If the three hundred is your only income you should be eligible and that would help a great deal.
Single white male = ineligible for food stamps
Plus haven't asked for any state or federal aid yet.

Do know a guy with a $15/hr job that is getting $400/month in foodstamps plus other state aid, have been thinking about calling and asking how that's possible.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #21  
Old 11/06/11, 11:46 AM
 
Join Date: Feb 2005
Location: Alaska- Kenai Pen- Kasilof
Posts: 5,069

Ok, I know that it can be done.

Internet will help you do it.
Craigslist
items to look for
chickens that folk want to get rid of -meat or eggs
barter there and trade up
limit prepared food to cheaper than you can make
cook from scratch.
shop seldom
flour, cooking oil, eggs, sugar, rice, beans, baking powder, ground pork, can tomatoes and sause dried milk (saves gas -no extra driving) pancake topping, butter or sub, veggy of your choice, potates and ionons
that is means pancakes, fried eggs, fried rice, rice pudding,pasta, hash browns, custards, sausage and gravy. rices and beans, Now add fish and hunting you can do it. buy some seeds, for greens that are quick and some others that are longer. Plant anywhere in any thing.

__________________

I'll keep my guns, ammo, and second admendment--You can keep the CHANGE.

Reply With Quote
  #22  
Old 11/06/11, 11:54 AM
 
Join Date: Jul 2004
Location: KY
Posts: 10,961

Are the trailer repairs/materials coming out of the monthly allowance? If that's true I'd recommend actively seeking out employment and moving to wherever that is located. Your main focus has to be on getting dependable transportation.

__________________

There are endless combinations of truth.

Reply With Quote
  #23  
Old 11/06/11, 11:59 AM
chewie's Avatar
 
Join Date: Jun 2008
Location: central south dakota
Posts: 4,096

i also don't get the tv part. luxury is nice but on $300 a month, you might not get that far. on $300/month, food may be your favorite luxury. you know, reading is a very relaxing thing to do, very peaceful and if you're goign to be working hard all day, a hot cuppa and a good book feels wonderful.

i do gotta say the internet would be one i'd try to keep. learned so much from it, its almost a full blown necessity! and, you can watch stuff on that instead of a tv.

http://www.dorothyainsworth.com/eat/well.html a favorite site of mine, tons of super ideas to live on the cheap but not feel like it.

do your laundry in a bucket with a new toilet plunger. hang to dry. make your own laundry detergent to do it with.

take good care of your health, cheaper than doctors.

you might look into helping on a farm, or an elderly person. sometimes there is a live in situation, so your room/board is free, plus a better income, for just doing household help. as a single, i think that could be a very good situation for both parties. relief (substitute) milkers is another situation that would leave you plenty of time, and often a good source of fresh milk, of which you can also turn into butter and simple to make cheese.

learn to make bread. cheapo stuff is not good for you, so in the long run, not so cheap! not to mention tastes and feels like garbage. you dont' have to be rich to eat well.

turn off lights, keep the heat low, put on more clothes that you get super cheap at good will.

i think getting chickens now is a better idea. they are super cheap to keep and 4 hens will keep you in a good protein source, which you're gonna need doing labor all day. add some beans or make some biscuits, and you can eat well for cheap. make a chicken tractor for them out of junk from the dump. the dump (if you are allowed to take from it, some places can't) has tons of really good stuff soemtimes!! and keep an eye on big-pickup-day and go curb shopping.

best of luck, this is going to be a challenge but you will be stronger for it!

http://homestead.org/NewIndexes/Directory.htm another link with good ideas. and check out 'possum living' a book by a gal named dolly, i think you can even download it free somewhere?? now THAT is some serious no-money living!

__________________

Last edited by chewie; 11/06/11 at 12:07 PM.
Reply With Quote
  #24  
Old 11/06/11, 12:33 PM
CoonXpress's Avatar  
Join Date: Sep 2004
Location: Kingston, Ok
Posts: 838
Quote:
Originally Posted by Pelenaka View Post
I think that you should beable to live like a King on $300 a month.

Here's my list

Medical- locate the nearest free clinic or urgent care center print off hours keep a copy in your wallet along with shot record & date of your last tetanus. For low cost tetanus & TP testing contact your local county health dept. Check into any dental school clinics schedule an appointment for a cleaning now it often takes 6 mos. or more.
Have a well stocked first aid kit. Crazy glue is great for closing cuts. Keep a good supply of cold remedies on hand to help prevent a cold from turning into something worse.

Wear your safety gear diligently those ER visits are expensive.

Post fliers or hit freecycle for household needs like kitchen gadgets.

Consider gleaning & foraging for your needs & as items to barter.


~~ pelenaka ~~
Have been going to Neighborhood Services Organization for dental work this year. 2 months in between appointments but getting work done that's about 20 years late. As for Crazy Glue, that is my first aid kit.
Only kitchen items really needed is small set of pots & pans, small slow cooker and skillets.
Won't be able to glean anything, only cattle or pecan groves in the area.

Quote:
Originally Posted by Yvonne's hubby View Post
300 a month is going to be tite. 100 a month tucked away for your old age, another hundred for necessities... liquor, smokes, and the like, will only leave you another hundred for luxuries but if you are careful you should be ok.
Quit smoking 7 years ago on Christmas Eve, but sake and whiskey is always a necessity

Quote:
Originally Posted by thesedays View Post
Regarding health insurance: A person who's earning $300 a month will probably be eligible for Medicaid, especially if they also own no vehicle or property.

Check out http://www.freecycle.org to see if there's a chapter in the area you're moving to. If there is, you can get pretty much anything you need or want from them. Just one warning: If you put out a request, or have something to give, follow through on your commitments. Most chapters have a "3 strikes and you're out" policy for no-call no-shows.
Can't find anything about medicaid off the internet, plus I'm fairly skittish of the DHS here.

Quote:
Originally Posted by jlrbhjmnc View Post
Internet I understand, but television? Check out the local library. Many have movies to check out. Or borrow from family and friends. If you have enough out of $300 to pay $20+ a month on Netflix and tv, set it aside for emergencies.

Good luck with your move and new start!
Quote:
Originally Posted by JuliaAnn View Post
It sounds like a good chance to get started, but to be frank, you can't eat Netflix, so if I were in your situation I would use that $20.00 and use it to buy more food, or put it toward other consumables like hygiene items, seeds, etc. For entertainment you could read or take up a hobby. In a situation where you only have $300 a month total, twenty bucks is a significant portion of that.

Just my .03.
Netflix will be my only indulgance, plus it will be dropped when I get the satellite tv.
As for hobbies, do have a few, they're just not on the cheap side, but will be trying to learn a new language while down there.
And for reading, been downloading what interesting free books that I can.
__________________

馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

Reply With Quote
  #25  
Old 11/06/11, 12:47 PM
 
Join Date: Oct 2006
Location: Northern California
Posts: 6,222

When we thought we were too broke for insurance on DH's truck one month (I know, I know! We were poor stupid college kids), he got in a wreck in OK. Highway pileup, no way to avoid. Insurance (liability) would have cost us $65 that month. That wreck cost us $2800 in repairs to the vehicle he hit, plus a nice fat ticket, and we had to pay the tow/storage fee of $365 for a few days. His truck was completely totalled.

It was a big old 66 pickup so DH was miraculously uninjured except a small cut, if anyone is fretting.

__________________
Reply With Quote
  #26  
Old 11/06/11, 12:52 PM
Nevada's Avatar
Voice of Reason
 
Join Date: Sep 2004
Location: Las Vegas, NV
Posts: 27,527

That's a tight budget. You aren't going to be able to afford to heat your entire home in the winter. You'll need a space heater for your bedroom to stay comfortable. Move your TV & computer in the bedroom and basically live there. You'll need to keep the rest of the house just warm enough that your pipes don't freeze, then wear a sweater when you cook.

The only thing you'll be able to afford in the summer is an evaporative cooler, but at least your entire house will be somewhat comfortable. Look for a used one.

Don't just accept your limited income. In your spare time, start an online career.

__________________
Reply With Quote
  #27  
Old 11/06/11, 12:56 PM
Realist
 
Join Date: Apr 2008
Location: North Carolina
Posts: 8,184

I live on less than $300 a month. My utility bill this past month was $54. $20 internet, $48 phone. $25 auto insurance (per vehicle), $12 homeowners(I have a huge deductible though). I spend about $20 a month on groceries. I use 10 pounds of flour a month, I make all my own bread and pasta with that. A few odds and ends, and I'm out of there with $20 or so spent. I make all my own beer and wine, beer costs me 19 cents per 12 ounce bottle or $1.14 for a 6-pack. In the summer, if there's enough fruit, it costs about a dollar a gallon to make. 25 cents for a good afternoon of sipping. costs $3.50 a gallon to make if I have to buy everything, including fruit juice.

I grow a fair sized garden, got a fair sized orchard. Do a lot of canning. Keep a mess of chickens. Shoot some game from time to time.

__________________

Last edited by zong; 11/06/11 at 12:58 PM.
Reply With Quote
  #28  
Old 11/06/11, 01:04 PM
HermitJohn's Avatar  
Join Date: May 2002
Posts: 7,534

Reality check. Just to insure one vehicle if you have good credit and arent under 25 is going to take a goodly percentage of your yearly 3600. If you are under 25 and dont have good credit rating or if you want to pay monthly rather than six months at a time..... Then there is FUEL. $3 to $4 gasoline can eat lot cash unless you just need to go to town once a month... Even then the insurance is just as high whether you drive 1000 miles a year or 100,000 miles a year...

Broadband and satellite tv are pretty much luxury. If you have a Sprint network tower close you can get a Boost Mobile pay as you go telephone. Its flat 35cents a day for slow data network which you can tether to a laptop or desktop computer. Its SLOW but you can do email and light browsing without much problem. You arent going to stream anything, but ... And you also have telephone connection for 10cents a minute. Its good deal if you make few telephone calls.

$25 a month vehicle maintanence? Have you priced tires lately? Let alone other car parts. Unless you drive an antique like me, new alternator can be $250. If you only need one repair per year and you do all the labor, maybe you can make it.

Frankly if I were going to try and live super low budget, I'd be considering living without electricity. I live in same climate as you do only over the Arkansas border. I heat with wood and dont use air conditioner in summer and dont have running water. In winter months my electric is now around $35. In summer my bills are around $50 a month due to running fans and the refrigerator and small freezer are working harder. Consider what I pay as pretty much minimum kind of electric bill you will experience. If you have more modern living situation, its going to cost lot more.

The way I would approach living minimally is not thinking what I cant live without, but thinking what $300 will buy that I absolutely cant live without. Since you apparently have free rent, the next thing to think about is food. Then be realistic about transportation. If you are going to drive everyday it costs $$$. Then think about heat in winter, yes Oklahoma can be cold too. Are you heating with wood? LPG? Electric? If wood, are you cutting your own wood? Do you have a chainsaw, do you have a pickup to haul the wood you cut? Unless you have a super insulated house, buying fuel to heat is more $$$.

__________________

"What would you do with a brain if you had one?" -Dorothy

"Well, then ignore what I have to say and go with what works for you." -Eliot Coleman

Reply With Quote
  #29  
Old 11/06/11, 01:08 PM
HermitJohn's Avatar  
Join Date: May 2002
Posts: 7,534
Quote:
Originally Posted by zong View Post
I live on less than $300 a month. My utility bill this past month was $54. $20 internet, $48 phone. $25 auto insurance (per vehicle), $12 homeowners(I have a huge deductible though). I spend about $20 a month on groceries. I use 10 pounds of flour a month, I make all my own bread and pasta with that. A few odds and ends, and I'm out of there with $20 or so spent. I make all my own beer and wine, beer costs me 19 cents per 12 ounce bottle or $1.14 for a 6-pack. In the summer, if there's enough fruit, it costs about a dollar a gallon to make. 25 cents for a good afternoon of sipping. costs $3.50 a gallon to make if I have to buy everything, including fruit juice.

I grow a fair sized garden, got a fair sized orchard. Do a lot of canning. Keep a mess of chickens. Shoot some game from time to time.
I assume you are like me and only drive your vehicles on short trip once or twice a month. Young folk cant fathom staying at home, or at least most of them cant.
__________________

"What would you do with a brain if you had one?" -Dorothy

"Well, then ignore what I have to say and go with what works for you." -Eliot Coleman

Reply With Quote
  #30  
Old 11/06/11, 01:10 PM
Realist
 
Join Date: Apr 2008
Location: North Carolina
Posts: 8,184

Yea, its about a 5 mile round trip to town, once a month. Sometimes I have to go every 2 weeks though.

__________________
Reply With Quote
Reply



Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 04:04 AM.