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  #1  
Old 11/06/11, 09:15 AM
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Join Date: Sep 2004
Location: Kingston, Ok
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Question How to live on $300/month?

Due to some mishaps and happenstances, been unemployed for a bit.
Had to move back in with my dad, then my truck died, repairable but cost prohibitive to operate.

Anyway, he has a place near Kingston OK, that he's going to let me move into this upcoming spring. While there I will be responsible for fixing the place back up.
Mobile home on ½ac, needs front and back decks, drive rebuilt, skirting, storage/workshop built plus various interior work due to a rusted out hot water heater.

Will be provided with a vehicle(looking for something inexpensive in the 30+ mpg range that can pull an 1000lb trailer), cell phone(current one has a very limited range in that area), water, electricity, propane and a $300/month living expense.

Big question is, how to live on the $300/month?
Known monthly expenses so far, in order of importance;

  1. $50(min) banked to save for new firearm> freezer> Mantis tiller
  2. $25 Vehicle maintenance.
  3. AT&T DSL $25 (DSL w/o a phone line)
  4. Netflix $20, will be swapping to Dish Network when possible.

Yes, I know it sounds odd to have the firearm as the priority, but will be the main source of getting meat. Plus it'll be a 4-1 firearm, shotgun, slug gun, rifle and black powder rifle, it'll cover about 95% of the gun hunting that I'll do. 22 rifle or pistol will cover the rest.

Lake Texoma and several ponds is within a 5 minute drive, and yes I'm planning on eating a bunch of fish and maybe turtle gumbo.
Have Corps of Engineering land backed up to the back fence and can hunt and trap there.
Will have a small garden space(100²), but it will only be to grow fresh items that I won't find or afford locally. Larger garden will be possible the next year.
Raising 2-4 chickens for eggs might be a possibility, but would have to wait a year to begin that.
Will have to furnish the kitchen with cookware, do have a rice cooker, kitchen knife set and a mini wok. Might get a 2qt slow cooker and a toaster oven.

So how would you work this out, on $300 a month?
And yes I will be looking for employment or ways to legally supplement the money.
Ask questions and I'll do my best to answer.
Plus sorry if I seem vague or TMI about this, have a lot more experience about giving advice that I know about or being a smartarse on forums, than asking for major help.
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  #2  
Old 11/06/11, 09:22 AM
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What about auto insurance & tags; is insurance required in OK?

The other item you should probably add to the list is either garden seeds &/or plants or $$ for store bought veggies.

Check out the Salvation Army or yard sales for kitchen gear.

Best of Luck on this challenge.

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  #3  
Old 11/06/11, 09:29 AM
 
Join Date: Jul 2004
Location: KY
Posts: 11,600

If you're into home contruction work there should be numerous jobs opening up after the quakes last night. I don't wish anyone harm but I know after the statewide icestorm hit in Ky a few years ago, there were many jobs available to the independent contractors and fix-it guys. Along with that there were numerous jobs in clearing downed trees everywhere.

I don't know that you could set up your own repair business but maybe you and your dad might discuss it. Be something to do until time to move.

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  #4  
Old 11/06/11, 09:47 AM
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What is the job market like in that area? Are you likely to be able to pick up work?

$300 a month isn't enough to live on long-term. What about health insurance? What happens if you get hurt or sick? What if you and your dad don't see eye-to-eye on the work? These "trade labor for rent" deals seldom work out to the satisfaction of both parties, in my experience.

If a permanent job isn't likely near Kingston, I think I'd try to relocate to a place where the economy is strong. (Yes, there are such places.) It will be harder getting started without the assistance of family, but in the long run, you'll probably be better off.

Good luck to you in whatever you decide.

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  #5  
Old 11/06/11, 09:48 AM
 
Join Date: Aug 2011
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Unfortunate thing is, most states enacted laws requiring licensing and being bonded due to a lot of disasters. "Protect the residents!" More like protect you buddies in the business.

Best of luck with this endeavor.

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  #6  
Old 11/06/11, 10:02 AM
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Join Date: Sep 2004
Location: Kingston, Ok
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Quote:
Originally Posted by Smalltowngirl View Post
What about auto insurance & tags; is insurance required in OK?

The other item you should probably add to the list is either garden seeds &/or plants or $$ for store bought veggies.

Check out the Salvation Army or yard sales for kitchen gear.

Best of Luck on this challenge.
Opps should've mentioned, insurance and tag will be taken care of. I'll be responsible for oil changes and gas, will be saving in case of breakdown or when in need of tires.

Have already started on ordering seed catalogs and trying to figure what I use that won't be found locally.

Will check out the SA, have some items that I need to take to them when I get the chance.

Quote:
Originally Posted by soulsurvivor View Post
If you're into home contruction work there should be numerous jobs opening up after the quakes last night. I don't wish anyone harm but I know after the statewide icestorm hit in Ky a few years ago, there were many jobs available to the independent contractors and fix-it guys. Along with that there were numerous jobs in clearing downed trees everywhere.

I don't know that you could set up your own repair business but maybe you and your dad might discuss it. Be something to do until time to move.
I know just enough that I feel comfortable about working on my own place. But you're right about people needed house repairs, I have cracks in ceilings, interior and exterior walls and front porch is cracked.
As for a handyman/repair business there, I can think of 5-6 between Kingston and the mobile home.
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  #7  
Old 11/06/11, 10:10 AM
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Join Date: Dec 2004
Location: MO
Posts: 3,939

Your DSL, with "regulatory chrges" will run about 12% more. Same thing for your Dish Network. Skip the Netflix and get your videos from the library...you're going to be busy, anyway.

Find the closest "scratch & dent" grocery store and the local thrift stores.

You MAY be able to find a vehicle that gets over 30mpg and can haul a 1000 pound trailer...empty. Be sure and check tongue weight so you'll know what your vehicle can do...lot of those high mpg vehicles have a tongue weight of 150 pounds or less.

Get a bicycle for those "short" trips for fishing and hunting. Get one with fat tires so you can ride it into the woods and around the lake, also.

Mon

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  #8  
Old 11/06/11, 10:57 AM
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Join Date: Sep 2004
Location: Kingston, Ok
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Quote:
Originally Posted by frogmammy View Post
Your DSL, with "regulatory chrges" will run about 12% more. Same thing for your Dish Network. Skip the Netflix and get your videos from the library...you're going to be busy, anyway.

Find the closest "scratch & dent" grocery store and the local thrift stores.

You MAY be able to find a vehicle that gets over 30mpg and can haul a 1000 pound trailer...empty. Be sure and check tongue weight so you'll know what your vehicle can do...lot of those high mpg vehicles have a tongue weight of 150 pounds or less.

Get a bicycle for those "short" trips for fishing and hunting. Get one with fat tires so you can ride it into the woods and around the lake, also.

Mon
Going to need the DSL, that's for certain, stream movies, shows and voip.
Dish Network, lot cheaper than DirectTv and would be able to get NHK with them.
Netflix, have that now, only thing I have asked for, and do stream quite a bit of movies, like I said, will cancel when get the Dish Network. Plus the cost would still be cheaper than going to the nearest library in Madill 23 miles away. Dollar stores and grocery is on the east side of Kingston, only 10 miles away.

On the 1000lb trailer, did mean fully loaded. Have a 4X10 trailer that needs to be rewired and re-floored.
As for the bicycle, already have a mountain bike, will need to build a trailer for it.
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馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

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  #9  
Old 11/06/11, 11:01 AM
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Join Date: Sep 2004
Location: Kingston, Ok
Posts: 841
Quote:
Originally Posted by willow_girl View Post
What is the job market like in that area? Are you likely to be able to pick up work?

$300 a month isn't enough to live on long-term. What about health insurance? What happens if you get hurt or sick? What if you and your dad don't see eye-to-eye on the work? These "trade labor for rent" deals seldom work out to the satisfaction of both parties, in my experience.

If a permanent job isn't likely near Kingston, I think I'd try to relocate to a place where the economy is strong. (Yes, there are such places.) It will be harder getting started without the assistance of family, but in the long run, you'll probably be better off.

Good luck to you in whatever you decide.
From what I've been able to gather, unemployment is fairly low there.
But being able to pick up work, haven't been able to find much on the internet, so will have hit the businesses and see who's hiring.
Health insurance is a major factor for me to want to work, family does have history of diabetes, only option I have at the moment is saying that I'm an illegal alien.

Truthfully, really not looking for anything permanent in the area. Just need some space between my dad and I. Plus do know what I want in the long run and this will hopefully get me back on my feet, which is the biggest thing needed right now.
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馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

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  #10  
Old 11/06/11, 11:04 AM
 
Join Date: Oct 2011
Location: KY
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Normally I don't like to nitpick at the choices other makes, but $20 for Netflix seems a bit much. You might consider just the streaming for $7.99. There is plenty to keep you entertained if you don't need to watch new releases. By supplementing that with Hulu (free, not Hulu Plus) and offerings from individual networks you could save $12/month. That doesn't seem like much, but it is 4% of your $300 budget.

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  #11  
Old 11/06/11, 11:08 AM
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Will you be also having your family live off that 300?! that makes a huge diffrence....A single person, making no rent or car payments, 300 is doable, tight, but doable. But if you have dependents, I would def. get rid of the internet/netflix expense.

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  #12  
Old 11/06/11, 11:10 AM
 
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I get the instant view netflex for 6.95 a month..more movies than I have time to watch.

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  #13  
Old 11/06/11, 11:15 AM
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Join Date: Oct 2005
Location: Kentucky
Posts: 19,910

300 a month is going to be tite. 100 a month tucked away for your old age, another hundred for necessities... liquor, smokes, and the like, will only leave you another hundred for luxuries but if you are careful you should be ok.

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  #14  
Old 11/06/11, 11:20 AM
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Will you have or be eligible for food stamps. If the three hundred is your only income you should be eligible and that would help a great deal.

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  #15  
Old 11/06/11, 11:21 AM
 
Join Date: Jul 2007
Location: Western New York
Posts: 2,026

I think that you should beable to live like a King on $300 a month.

Here's my list

Medical- locate the nearest free clinic or urgent care center print off hours keep a copy in your wallet along with shot record & date of your last tetanus. For low cost tetanus & TP testing contact your local county health dept. Check into any dental school clinics schedule an appointment for a cleaning now it often takes 6 mos. or more.
Have a well stocked first aid kit. Crazy glue is great for closing cuts. Keep a good supply of cold remedies on hand to help prevent a cold from turning into something worse.

Wear your safety gear diligently those ER visits are expensive.

Post fliers or hit freecycle for household needs like kitchen gadgets.

Consider gleaning & foraging for your needs & as items to barter.


~~ pelenaka ~~

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  #16  
Old 11/06/11, 11:25 AM
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Location: Kingston, Ok
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Quote:
Originally Posted by Jonathan View Post
Normally I don't like to nitpick at the choices other makes, but $20 for Netflix seems a bit much. You might consider just the streaming for $7.99. There is plenty to keep you entertained if you don't need to watch new releases. By supplementing that with Hulu (free, not Hulu Plus) and offerings from individual networks you could save $12/month. That doesn't seem like much, but it is 4% of your $300 budget.
True, but main thing I watch is Japanese movies. Some are streamed but the best ones are on dvds. It is one of the very few luxuries that I allow myself.
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馬鹿は死ななきゃ治らない。(Baka wa shinanakya naoranai) Can't fix stupid.
四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

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  #17  
Old 11/06/11, 11:29 AM
 
Join Date: Feb 2011
Posts: 1,730

Regarding health insurance: A person who's earning $300 a month will probably be eligible for Medicaid, especially if they also own no vehicle or property.

Check out http://www.freecycle.org to see if there's a chapter in the area you're moving to. If there is, you can get pretty much anything you need or want from them. Just one warning: If you put out a request, or have something to give, follow through on your commitments. Most chapters have a "3 strikes and you're out" policy for no-call no-shows.

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  #18  
Old 11/06/11, 11:29 AM
Ouch! Pinch you.
 
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Posts: 1,868

Internet I understand, but television? Check out the local library. Many have movies to check out. Or borrow from family and friends. If you have enough out of $300 to pay $20+ a month on Netflix and tv, set it aside for emergencies.

Good luck with your move and new start!

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  #19  
Old 11/06/11, 11:41 AM
 
Join Date: Dec 2004
Posts: 5,518

It sounds like a good chance to get started, but to be frank, you can't eat Netflix, so if I were in your situation I would use that $20.00 and use it to buy more food, or put it toward other consumables like hygiene items, seeds, etc. For entertainment you could read or take up a hobby. In a situation where you only have $300 a month total, twenty bucks is a significant portion of that.

Just my .03.

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  #20  
Old 11/06/11, 11:42 AM
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Quote:
Originally Posted by NickieL View Post
Will you be also having your family live off that 300?! that makes a huge diffrence....A single person, making no rent or car payments, 300 is doable, tight, but doable. But if you have dependents, I would def. get rid of the internet/netflix expense.
No kids, did thought about getting a dog, but that'll be more expensive than kids.

Quote:
Originally Posted by sisterpine View Post
Will you have or be eligible for food stamps. If the three hundred is your only income you should be eligible and that would help a great deal.
Single white male = ineligible for food stamps
Plus haven't asked for any state or federal aid yet.

Do know a guy with a $15/hr job that is getting $400/month in foodstamps plus other state aid, have been thinking about calling and asking how that's possible.
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四面楚歌 (Seiko udoku) Farm when it's sunny, read when it rains.
知らぬが仏 (Shiranu ga hotoke) Ignorance is bliss.

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