
05/19/07, 01:54 PM
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Join Date: Feb 2005
Location: SW WA
Posts: 10,357
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About the only time I write a check now is when I buy something from an individual. All of my bills are either auto-pay or paid on line - I love being able to go on-line in the middle of the night and pay my bills, know it's done, and no late fees. I use the debit card at the grocery store, the charge card at the feed store, etc, and do an on-line payment for the charge card balance once a month. My income checks are all direct deposit, so all I have to do is make sure I have the money transfered into checking before the bills are due - and I have overdraft protection in case I forget to do that. Saves me money there - no fees for the overdraft protection. I think I've written maybe 10 checks in the last year, mostly for livestock!
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